Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

621 Ancient Oaks Dr, Holly Springs, NC 27540

House Description

Welcome to 12 Oaks living at its finest, now priced to move at $699,900. This beautifully maintained 5-bedroom, 5-bath home has been freshened from top to bottom with brand-new carpet, fresh paint throughout, and site-refinished hardwood floors making it truly turnkey the moment you walk through the door. The open-concept main level impresses with an eat-in kitchen featuring custom soft-close cabinetry, granite countertops, stainless steel appliances, and a large island perfect for gathering. A main-level bedroom with a private ensuite bath and custom Closets By Design walk-in closet adds flexibility for guests, in-laws, or a home office suite. Upstairs, the primary suite delivers a spa-like bath with dual sink vanity and a custom tile and glass walk-in shower, plus two custom Closets By Design spaces. With 3,013 square feet, screened-in porch, fenced backyard, and thoughtful upgrades throughout, there's nothing left to do but move in and enjoy. Located in the heart of the 12 Oaks community with resort-style amenities, top-rated Wake County schools, and easy access to US-1 and downtown Holly Springs. New price. New floors. New opportunity. Schedule a showing before you miss it!

Highlights

Listed by Erica Anderson , 919-610-5126 Team Anderson Realty , 919-610-5126. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

121 Monthly

Year Built

2013

County

Wake

Neighborhood

12 Oaks

Listing ID

10143390

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:2

Appliances:Dishwasher, Gas Range, Gas Water Heater, Oven, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Water Heater

Air Cond:Ceiling Fan(s),Central Air,Zoned

Fireplaces:Family Room,Gas,Gas Log,Glass Doors,Insert,Living Room

Floor:Carpet,Hardwood,Tile,Varies

Above Ground Sq Ft:3225

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Speed Internet,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Recessed Lighting,Room Over Garage,Second Primary Bedroom,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room,Office

Other:Public

Exterior Features

Lot:Back Yard,Few Trees,Front Yard,Gentle Sloping,Landscaped,Sprinklers In Front,Sprinklers In Rear

Lot Dimensions:55 x 122 x 63 x 121

Zoning:PUD

Roof:Shingle

Others:Fenced Yard,Rain Gutters,Smart Irrigation,Covered,Front Porch,Patio,Rear Porch,Screened

Sewer:Public Sewer

Parking Features:Attached,Concrete,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Front,Inside Entrance,Off Street

Payment Calculator

Payment Breakdown

Principal Interest

$3,607

Taxes

$533

HOA

$121

Home Price

$699,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$139,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,606.73

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,606.73	$533.06	$121.00	$4,260.79
Yearly	$43,280.75	$6,396.75	$1,452.00	$51,129.50
Total	$1,298,422.36	$191,902.50	$43,560.00	$1,533,884.86