Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Split Trunk Path, Holly Springs, NC 27540

House Description

Have you got your pencil ready? Because this custom 12 Oaks beauty is going to check ALL your boxes! As you wander through this stunning home, you are met with upgrades throughout. The current sellers completely remodeled one of the bathrooms upstairs and it is perfection! They updated the other secondary bath and redesigned the boring linen closet into a beautiful space with custom cabinets and quarts countertop. They installed new premium carpet and pad in the secondary bedrooms, and added tasteful privacy landscaping in the backyard. You could get lost in the owner's custom closet and you'll definitely enjoy all of the storage available on the third floor with the walk in closet and walk in attic space. No rickety pull down attic stairs here! The third floor bonus room would make a fantastic theatre! Or maybe you've always wanted a true entertaining room with a pool table, & foosball? You could also make a truly impressive gym on the third floor as well! There is space in this home for your imagination to run wild! Looking to simply relax? The screened porch with EZ breeze windows provides a space that is useable all year long! The community offers golf, tennis, swimming, parks, trails, community gardens and more. It is truly one of the most sought after neighborhoods around for good reason! Easy access to 540, which means a quick trip to the airport and the Research Triangle. Shopping and dining options abound, just down the street. This home provides beauty, quality, convenience, location, community, and more. Welcome Home.

Highlights

Listed by Leslie-Anne Ball , 919-633-3388 Better Homes & Gardens Real Es , 919-439-2168. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

252 Semi-Annually

Year Built

2015

County

Wake

Neighborhood

12 Oaks

Listing ID

10181066

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:5

Appliances:Bar Fridge, Cooktop, Dishwasher, Double Oven, Free-Standing Refrigerator, Gas Cooktop, Oven, Range Hood, Refrigerator, Wine Cooler

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Fire Pit

Floor:Carpet,Hardwood,Tile,Wood

Above Ground Sq Ft:4020

Below Ground Sq Ft:0

Other:Bar,Beamed Ceilings,Breakfast Bar,Built-in Features,Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Double Vanity,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Wet Bar

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$6,488

Taxes

$696

HOA

$252

Home Price

$1,259,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$251,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,487.89

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,487.89	$695.69	$252.00	$7,435.57
Yearly	$77,854.63	$8,348.23	$3,024.00	$89,226.86
Total	$2,335,639.03	$250,446.90	$90,720.00	$2,676,805.93