Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

507 Sea Ray Cove Lot 74, Holly Ridge, NC 28445

House Description

SELLER IS OFFERING $3000 ''USE AS YOU CHOOSE'' PLUS ADDITIONAL LENDER CREDIT OF 1 PERCENT OF LOAN AMOUNT IS AVAILABLE WITH PREFERRED LENDER! CONTACT LISTING AGENT FOR ADDITIONAL DETAILS! The Perfect Location!!! Welcome to Tides End in Holly Ridge! This BRAND NEW home community is located only minutes from beautiful North Carolina beaches as well as the side gate of Camp Lejeune! Residents will enjoy this beautiful community and NO CITY TAXES! The homes are pristinely landscaped for added curb appeal and adorned with a mixture of eye-catching stonework, carriage-style garage doors, two-toned vinyl siding, board and batten, and decorative shakes! The open floor plans are perfect for entertaining, and the rich cabinetry finishes and wall colors add warmth and dimension to the space. The large rooms and walk-in closets are also sure to please! The diverse floor plans will also ensure that your needs for both functionality and aesthetic appeal are always met! Very affordable and built with a superior quality standard and customer service guarantee, this community's amenities, homes, value, and location are a very rare find! Schedule your showing today!!

Highlights

Listed by Cynthia L LaCorte , 910-467-3847 and Amber Raynor , 252-241-4049 Coldwell Banker Sea Coast Advantage - Jacksonville , 910-353-5100. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.87

HOA Fee

200 Annually

Year Built

2026

County

Onslow

Neighborhood

Tides End

School District

Onslow

Listing ID

100568360

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,963

Taxes

$243

HOA

$200

Home Price

$380,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$76,180

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,962.86

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,962.86	$242.82	$200.00	$2,405.68
Yearly	$23,554.27	$2,913.88	$2,400.00	$28,868.16
Total	$706,628.20	$87,416.55	$72,000.00	$866,044.75