Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

621 Winfall Dr, Holly Ridge, NC 28445

House Description

NOW you not only get the best location in the community, the seller is also OFFERING 5,000.00 in buyers closing cost to be covered. Welcome Home!!!! This 3 bedroom, 2.5bath, 1 car garage home is a rare opportunity to own. It is one of the only units that's set aside, with nothing beside it on one side except trees for maximum privacy. As you come inside the home's front entry you will find a guest bath, storage, and garage access along with stairs that head to then 2nd floor. Then a few steps away is the open main living area with a lovely living room, dining area, bar top seating, the spacious kitchen, and access to the covered back patio. On the second floor you will find two wonderfully sized bedrooms, a full guest bath, multiple storage options, and the master suite with a full en-suite bath and a walk in closet. Lastly out the back you will find the back patio, charming landscaping, and a beautifully maintained fenced in yard!!! This home is amazing and the location is highly desired and it won't last long!!!

Highlights

Listed by Realist Homes , 910-333-2247 and Matt M Jones , 336-504-4078 Keller Williams Transition , 910-886-1121. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.18

HOA Fee

210 Annually

Year Built

2018

County

Onslow

Neighborhood

The Landing At Folkstone

School District

Onslow

Listing ID

100578745

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,402

Taxes

$173

HOA

$210

Home Price

$272,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$54,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,401.67

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,401.67	$173.40	$210.00	$1,785.07
Yearly	$16,820.06	$2,080.80	$2,520.00	$21,420.86
Total	$504,601.92	$62,424.00	$75,600.00	$642,625.92