Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

404 Summerhouse Dr, Holly Ridge, NC 28445

House Description

Discover a Coastal Living Masterpiece at 404 Summerhouse Drive. Located in the prestigious, gated Community of Summerhouse on Everett Bay, this meticulously upgraded home offers a seamless blend of luxury and functionality. Step inside to an open-concept sanctuary featuring gleaming hardwoods throughout the first-floor bedrooms. The spacious primary suite serves as a true private retreat, complete with a massive, spa-inspired walk-in shower that defines modern luxury. A convenient main-level guest room and expansive upstairs guest quarters with a full bath provide the ultimate space and privacy for visitors. The magic truly happens where the indoors meet the salt air. Your newly converted sunroom offers a seamless transition to a backyard oasis. Picture yourself spending a golden hour on your custom paver patio, where the gentle glow of lighted rock columns and a flickering propane fire pit create an enchanting ambiance. Framed by sophisticated river stone landscaping and a high-wind-resistant vinyl fence, this private sanctuary is your own personal piece of paradise. For the ultimate entertainer, the home features a cinematic 104-inch remote-controlled projector screen, perfect for hosting unforgettable movie nights. When the water calls, you are just a leisurely stroll from the Intracoastal Waterway. Spend your days lounging by the community resort-style infinity pool, staying active at the fitness center, tennis, and pickleball courts, or exploring the scenic walking trails. Boaters will delight in the exclusive boat launch, day docks, and complimentary boat storage, offering effortless access to the sparkling North Carolina coast. Experience the best of Holly Ridge, where you are just minutes from the pristine sands of the beach, yet tucked away in a community that feels miles from the ordinary. Welcome home to 404 Summerhouse Drive.

Highlights

Listed by The Christi Hill Real Estate Team , 910-934-1174 and Christi L Hill , 910-934-1174 Keller Williams Innovate , 910-939-1154. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.27

HOA Fee

1800 Annually

Year Built

2021

County

Onslow

Neighborhood

Summerhouse On Everett Bay

School District

Onslow

Listing ID

100558898

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Cooktop, Built-In Microwave, Refrigerator, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Hardwood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,736

Taxes

$462

HOA

$1,800

Home Price

$724,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$144,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,735.56

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,735.56	$462.12	$1,800.00	$5,997.68
Yearly	$44,826.71	$5,545.49	$21,600.00	$71,972.19
Total	$1,344,801.22	$166,364.55	$648,000.00	$2,159,165.77