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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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401 Summerhouse Dr , Holly Ridge, NC 28445
$669,325
Est. Payment: $3,449.17/mo
3 Bed
3 Bath
2439 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

There are homes that check boxes. And then there is 401 Summerhouse Drive, a lakefront kitchen lover's dream with open beam ceilings, a chef-caliber island kitchen, a sun-drenched fully finished lakefront room, and a first-floor room that nobody else in Summerhouse on Everett Bay has: a dedicated full bar with wine display and a built-in wine storage closet that would not look out of place in a private low-country speakeasy. This is the home for someone who lives fully and entertains without apology. Built in 2019 and thoughtfully upgraded throughout, this 3-bedroom, 3-bath home delivers 2,439 square feet of intentional coastal living, fully finished, climate controlled, and beautifully appointed throughout. The first-floor primary suite anchors the layout with main-level convenience. Trey ceilings, gas logs, a custom built walk-in closet, and 9-foot-plus ceilings create volume and warmth that photographs well and lives even better. The kitchen is the undisputed heart of this home. A sit-down island with pendant lighting, stainless steel appliances, granite countertops, and recessed lighting make this the space guests gravitate toward regardless of what else is happening in the house. It is not a kitchen designed to impress. It is a kitchen designed to be used by someone who actually cooks. The lakefront room is where this home separates itself from everything else on the street. Fully finished with HVAC to the same standard as every other room, positioned directly on Spicer Lake, this space is the natural center of daily life here. A wall of windows faces the lake. Every hour of light does something different to the water. Morning coffee. Evening gatherings. The kind of room guests find first and leave last. Then there is the bar room. The first-floor flex space holds a full bar with wine display and a dedicated wine storage closet. Whether it becomes a private tasting room, cocktail hour destination, or the room guests quietly refuse to leave, this space redefines entertaining at this address. Upstairs, the finished room over the garage adds a fourth flex space ready for a media room, home office, or guest overflow. Three full baths serve every level. Foyer, pantry, and dedicated laundry complete the infrastructure that makes daily life here effortless. Now step outside the front door. Summerhouse on Everett Bay is a resort community purpose-built around a lifestyle. The centerpiece lazy river pool is surrounded by generous sundeck space that makes a Tuesday feel like a vacation. The two-story clubhouse features multiple entertaining spaces, full kitchen, library, billiards, and fireplaces. A 24-hour fitness center with locker rooms means you never need a gym membership. Tennis and pickleball courts, boat launch with day docks and pier, dedicated boat storage, kayak launch, and 18 miles of walking trails connect residents to six scenic lakes and direct Intracoastal Waterway access. A nature park with fire pit, pavilion, community garden, playground, and basketball round out the amenities. Two gated entries, professional HOA road and common area maintenance, and master insurance, cable, water, sewer, and street lighting keep ownership straightforward. Voted Top 100 Places to Live by Ideal Living Magazine. Positioned between Wilmington and Jacksonville with Camp Lejeune, MCAS New River, Stone Bay, and MARSOC all within reach. Topsail Island beaches a short drive away. And yet Spicer Lake out the lakefront room windows has a way of making all of that feel unhurried. Three bedrooms. Three baths. A kitchen built for someone who cooks. A lakefront room built for someone who loves to watch the water. A bar room built for someone who entertains without apology.

Highlights

Listed by McKenzie L Johnson , 910-554-0761 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

1000 Annually

Year Built

2019

County

Onslow

Neighborhood

Summerhouse On Everett Bay

School District

Onslow

Listing ID

100590496

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Built-In Microwave, Refrigerator, Dishwasher
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Carpet,Tile,Wood
Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)
Other:Community Water

Exterior Features

Lot:Water Access Comm,Fencing: None
Lot Dimensions:51x151
Garage Capacity:2
Zoning:R-20
Roof:Architectural Shingle
Others:Irrigation System
Parking Features:Paved,Has Garage
Principal Interest
$3,449
Taxes
$427
HOA
$1,000

Home Price

$669,325

Loan Details

30 yrs
6.683%

Down Payment

20%
$133,865
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,449.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,449.17 $426.69 $1,000.00 $4,875.86
Yearly $41,390.03 $5,120.34 $12,000.00 $58,510.37
Total $1,241,701.03 $153,610.09 $360,000.00 $1,755,311.11

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Holly Ridge, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T17:48:09.000Z

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