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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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188 Spicer Lake Dr , Holly Ridge, NC 28445
$825,000
Est. Payment: $4,251.39/mo
5 Bed
4 Bath
3030 Sqft
Status: active | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 188 Spicer Lake Drive -- a thoughtfully designed custom home tucked away on one of the coveted manor lots inside the gated waterfront community of Summerhouse on Everett Bay. Perfectly positioned overlooking one of the community's largest ponds, this property delivers the kind of peaceful water views and unforgettable coastal sunsets that make eastern North Carolina living so special. Built with both functionality and craftsmanship in mind, this Don Gardner-inspired home offers over 3,000 square feet of beautifully curated living space with 5 bedrooms, 3.5 bathrooms, and a layout designed for everyday comfort as well as entertaining. From the moment you step inside, you'll notice the attention to detail - designer trim work, extensive custom wood shelving throughout the closets, abundant natural light, and carefully selected finishes that elevates the entire home. The first-floor primary suite serves as a private retreat featuring a spacious tiled walk-in shower, oversized vanity, and a large walk-in closet complete with custom wood shelving. The open-concept living area offers 10-foot ceilings and seamlessly connects the kitchen, dining, powder room and living spaces while maintaining uninterrupted views of Spicer Lake. The kitchen features a large center island, ample cabinetry, large walk-in pantry, and generous prep space designed for gathering with family and friends. Upstairs, you'll find 4 spacious bedrooms, one of which has an en-suite bathroom and a generous sized walk in closet. The largest of the 4 bedrooms is big enough to be a media room, a home gym, art room, or whatever piques your interest. Completing the functionality of the upstairs living is an office/flex space with ample natural light and a 3rd bathroom in the hall. Step outside and the possibilities continue. The backyard was intentionally designed with future expansion in mind. The stamped concrete patio is already equipped with pre-installed electrical, fuel line connections, and structural support for a future outdoor kitchen and entertaining space. Whether you're hosting guests or enjoying a quiet evening overlooking the water, this backyard was built to maximize the coastal lifestyle. Even the garage was thoughtfully designed, featuring natural light, comfort-coated flooring, and custom barn doors concealing additional storage and utility spaces. Located inside Summerhouse on Everett Bay, residents enjoy access to resort-style amenities including a clubhouse, wrap-around pool, fitness center, walking trails, day docks, boat launch, tennis courts, pickleball, and direct access to the Intracoastal Waterway -- all just minutes from the beaches of Topsail Island. This is more than just a home - it's a refined coastal retreat designed for the way you actually want to live.

Highlights

Listed by Avery M Hamilton , 585-490-1902 and Anthony M Hamilton , 585-490-1900 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

1800 Annually

Year Built

2019

County

Onslow

Neighborhood

Summerhouse On Everett Bay

School District

Onslow

Listing ID

100574158

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop, Electric Oven, Built-In Microwave, Water Softener, Refrigerator, Dishwasher, Water Purifier
Air Cond:Central Air
Fireplaces:Gas Log
Floor:LVT/LVP
Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Pond on Lot,Rectangular Lot,Sprinklers in Front,Fencing: None
Lot Dimensions:78' x 150' x 69' x 151'
Garage Capacity:2
Zoning:R-20
Roof:Architectural Shingle
Others:Irrigation System,Cluster Mailboxes,DP50 Windows
Parking Features:Garage Faces Side,Garage Faces Front,Golf Cart Parking,Concrete,Garage Door Opener,Off Street,Paved,Garage,Has Garage
Principal Interest
$4,251
Taxes
$526
HOA
$1,800

Home Price

$825,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,251.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,251.39 $525.94 $1,800.00 $6,577.33
Yearly $51,016.74 $6,311.25 $21,600.00 $78,927.99
Total $1,530,502.14 $189,337.50 $648,000.00 $2,367,839.64

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Holly Ridge, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T19:50:55.000Z

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