Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

618 Osprey Landing Dr, Holly Ridge, NC 28445

House Description

RARE opportunity in Osprey Landing! This beautifully maintained 3BR/2BA home sits on one of the LARGEST lots in the community at .87 acres--offering space, privacy, and room to create your ideal outdoor living area. Located just minutes from Topsail Island beaches and the Camp Lejeune back gate, this home delivers both convenience and coastal lifestyle--with NO city taxes! The popular open-concept Camellia floor plan is perfect for entertaining, featuring warm cabinetry, spacious living areas, and a seamless flow throughout. Generous bedrooms and walk-in closets provide comfort and functionality. Recent updates include fresh interior paint (2026), septic pumped (2025), and water softener installed (2025). Garage shelving conveys, along with Ring doorbell. Starlink system already installed--ideal for reliable high-speed internet. Seller is offering assistance with a 1-0 interest rate buydown--helping reduce your monthly mortgage payment during the first year and making homeownership more affordable upfront. This can mean lower initial payments and more flexibility as you settle into your new home. For more information on how this buydown can benefit you and to explore financing options, contact Drew Stancill with Coastline Capital Mortgage. Drew can help you secure your dream home with a payment that fits your budget. If you've been searching for space, location, and value under $400K--this is the one. Schedule your showing today!

Highlights

Listed by Stephen L Skakandy , 910-920-7434 LPT Realty , 877-366-2213. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.87

HOA Fee

100 Annually

Year Built

2021

County

Onslow

Neighborhood

Osprey Landing

School District

Onslow

Listing ID

100576981

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Dishwasher, Electric Range

Air Cond:Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Cleared,Fencing: Privacy,Fencing: Back Yard,Fencing: Wood,Fencing: Fenced,Outside City Limits

Lot Dimensions:75x282x202x401

Garage Capacity:2

Zoning:MFR

Roof:Architectural Shingle

Others:Cluster Mailboxes

Parking Features:Garage Faces Front,Off Street,On Site,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$1,979

Taxes

$245

HOA

$100

Home Price

$384,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$76,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,978.83

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,978.83	$244.80	$100.00	$2,323.63
Yearly	$23,745.97	$2,937.60	$1,200.00	$27,883.57
Total	$712,379.18	$88,128.00	$36,000.00	$836,507.18