Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

221 Sandpiper Pl, Holly Ridge, NC 28445

House Description

**COMPLETED NEW CONSTRUCTION** Offering $2,000 USE AS YOU CHOOSE, REFRIGERATOR, and a FENCE!! Located just 4 miles from the back gate of Camp Lejeune and minutes from Topsail's beaches, restaurants, and all things Sneads Ferry, this 1,876 sq ft townhome offers the easy coastal lifestyle you've been looking for. Inside, you'll find an open layout with a primary suite on the main level, an attached garage, and a kitchen featuring stainless steel appliances, including a refrigerator!!. Upstairs offers two spacious bedrooms, a full bath, and a flexible office or bonus room perfect for work or play. Step outside to a privacy-fenced backyard--great for morning coffee or unwinding after a long day. To make it even better, the seller is offering $2,000 Use As You Choose to help with closing costs or upgrades.

Highlights

Listed by Kylie Uzzell Parkhurst , 910-787-3631 and Fletcher Bizz Baker , 910-358-4708 Better Homes and Gardens Real Estate Treasure , 910-327-4444. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.12

HOA Fee

350 Annually

Year Built

2026

County

Onslow

Neighborhood

Coastal Village

School District

Onslow

Listing ID

100567408

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,545

Taxes

$191

HOA

$350

Home Price

$299,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$59,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,545.45

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,545.45	$191.19	$350.00	$2,086.63
Yearly	$18,545.36	$2,294.24	$4,200.00	$25,039.59
Total	$556,360.72	$68,827.05	$126,000.00	$751,187.77