Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 Ocean Boulevard E Unit 102, Holden Beach, NC 28462

House Description

Oceanfront Living at Its Best on Holden Beach! Welcome to your own slice of paradise in this beautifully updated 2-bedroom, 2-bath beachfront condo overlooking the sparkling Atlantic Ocean. Whether you're searching for a relaxing second home, an income-producing vacation rental, or a full-time coastal residence, this exceptional property checks all the boxes with an established rental history and countless upgrades. Step inside to discover an inviting open floor plan featuring tile flooring, updated wall finishes, and a beautifully renovated kitchen with upgraded cabinetry, sink, faucet, and hardware. Both bathrooms have been thoughtfully remodeled with new vanities, sinks, faucets, medicine cabinets, lighting, toilets, and accessories, creating a fresh, coastal-inspired feel. Enjoy peace of mind knowing many of the home's major components have already been updated, including Pella windows and a sliding French door (2016), new siding (2019), updated kitchen and bath cabinetry (2020), Baldwin brass hinges and locksets, faux wood blinds, updated wiring and plumbing (2021), water heater (2021), roof (2024), HVAC system (2024), and a new over-the-range microwave with a 3-year protection plan (2025). Three Smart TVs were also added in 2025. Spend your mornings watching the sunrise over the Atlantic and your evenings listening to the soothing sound of the waves from your private oceanfront balcony. Holden Beach is consistently recognized as one of North Carolina's most family-friendly beaches, offering miles of pristine shoreline, boating, fishing, kayaking, waterfront dining, and a relaxed coastal lifestyle. A significant bonus for the new owner--the seller has already paid the $15,000 owners association assessment, adding exceptional value and peace of mind. Established short term rental. Don't miss this opportunity to own a move-in-ready oceanfront condo in one of Brunswick County's most desirable beach communities. Whether you're looking for a personal beach retreat or a proven investment property, this oceanfront gem is ready to welcome you home.

Highlights

Listed by Brenda Vrooman , 910-616-9496 PROACTIVE Real Estate , 910-842-1616. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

7200 Annually

Year Built

1981

County

Brunswick

Neighborhood

Sea Oats Villas

School District

Brunswick County Schools

Listing ID

100589554

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$3,350

Taxes

$414

HOA

$7,200

Home Price

$650,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$130,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,349.58

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,349.58	$414.38	$7,200.00	$10,963.96
Yearly	$40,195.01	$4,972.50	$86,400.00	$131,567.51
Total	$1,205,850.17	$149,175.00	$2,592,000.00	$3,947,025.17