Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Sunshine Ln, Holden Beach, NC 28462

House Description

Welcome to 108 Sunshine Lane, a furnished Holden Beach Island retreat ideally located just steps from the Sunshine Lane beach access and only a short walk to the shoreline. This 3-bedroom, 2-bath home offers a comfortable layout, a vaulted living area with fireplace, updated kitchen with granite countertops and stainless appliances, and a relaxed coastal feel throughout. Recent updates include the HVAC replaced in 2024 and roof replaced in 2017. Added in 2023, the in-ground pool (heater and chiller added 2025) creates a private backyard setting for relaxing and enjoying the property beyond the summer season. Spacious deck areas and covered outdoor space offer plenty of room to relax, gather, and enjoy the coastal breeze. The fully enclosed garage offers valuable owner storage and includes a door leading directly to the backyard and pool area. An outdoor shower adds an extra touch of convenience after a day on the beach. Whether you are looking for a personal getaway, full-time home, or investment opportunity, this property offers flexibility along with strong appeal. This home is a vacation rental on AirBnB and VRBO with a 2025 rental income of approximately $63,000.

Highlights

Listed by Sue P Singleton , 910-777-9311 Carolina Coast Homes Real Estate LLC , 910-941-0710. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.11

Year Built

1985

County

Brunswick

Neighborhood

Colonial Beach

School District

Brunswick County Schools

Listing ID

100568335

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Central Air,Ceiling Fan(s)2

Fireplaces:

Floor:LVT/LVP,Carpet,Tile

Other:Vaulted Ceiling(s),Ceiling Fan(s),Furnished

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,262

Taxes

$527

Home Price

$827,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$165,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,261.70

Principal

Taxes