Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4664 White Oak Ln, Hillsborough, NC 27278

House Description

Beautiful views from this one of a kind timber framed home on 5.19 acres! 4 bedrooms, 3-1/2 baths, recreation room, loft with wall of window views and balcony, 1st floor master suite and 2nd master suite in walk-out basement. Large 2 car garage with shop/workout area in the back. Covered patio, large deck with hot tub, basement has long walk out patio, generator, tankless water heater, water softener, shelving in shop, granite counter tops in kitchen, wall oven and microwave, smooth cooktop, pendant lights, island, crown molding, wood floors first and second floor except bathrooms and kitchen which are tile, dual vanities and walk-in shower in primary bath, two story family room and more! NEW roof! Less than 15 minutes to Historic Hillsborough.

Highlights

Listed by Jackie Gautreau , 919-621-9352 Prime One Realty , 919-661-7700. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

5.19

Year Built

2000

County

Orange

Neighborhood

Not in a Subdivision

Listing ID

10157754

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Cooktop, Dishwasher, Microwave, Tankless Water Heater

Air Cond:Central Air,Electric,Heat Pump

Fireplaces:

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:2417

Below Ground Sq Ft:1774

Basement:Daylight,Exterior Entry,Finished,Interior Entry,Sump Pump,Walk-Out Access

Other:Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Granite Counters,Kitchen Island,Kitchen/Dining Room Combination,Separate Shower,Smooth Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$4,324

Taxes

$451

Home Price

$839,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$167,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,323.54

Principal

Taxes