Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 Pond Hawk Path, Hillsborough, NC 27278

House Description

Welcome to 104 Pond Hawk Path at Collins Ridge in the historic and picturesque town of Hillsborough, NC! The Hanover features 4 bedrooms, 2.5 bathrooms, and 2,804 SF of living space. Nestled in the historic, and picturesque town of Hillsborough, NC, Collins Ridge's new phase showcases ten single family floorplans that offer front and rear-load garages, one to two-stories and start from 1,764 sq. ft. Residents can take advantage of multiple resort-style amenities including a salt-water pool, a clubhouse with a fitness center functioning kitchen and meeting room, two tennis courts that double as pickleball courts, a dog park, walking trails, and playgrounds. Collins Ridge is within a half mile walk from Downtown Hillsborough, while also offering quick access to I-85 and I-40, both within 2 miles away. Close to UNC Chapel Hill, Duke University, Research Triangle Park, The Streets at Southpoint, and the well-known Eno River State Park, Collins Ridge provides a wonderful mix of convenience, adventure, and historic charm. Our Sales Team is taking appointments from the community clubhouse. Contact us today to schedule yours! *Pictures are for representational purposes only*

Highlights

Listed by Kenneth Ward , 919-713-8414 D.R. Horton, Inc. , 919-815-2079. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

255 Quarterly

Year Built

2026

County

Orange

Neighborhood

Collins Ridge

Listing ID

10151386

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Free-Standing Gas Range, Microwave, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Laminate,Vinyl

Above Ground Sq Ft:2804

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Double Vanity,Eat-in Kitchen,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Separate Shower,Smart Thermostat,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,607

Taxes

$323

HOA

$255

Home Price

$505,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$101,198

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,607.47

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,607.47	$322.57	$255.00	$3,185.04
Yearly	$31,289.65	$3,870.82	$3,060.00	$38,220.47
Total	$938,689.43	$116,124.71	$91,800.00	$1,146,614.13