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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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85 & 95 Ralph Thomas Rd , Highlands, NC 28741
$2,950,000
Est. Payment: $15,201.96/mo
5 Bed
5 Bath
4164 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A rare two-home Highlands retreat just four minutes from Main Street, this exceptional offering was originally built by renowned local craftsman Ralph Thomas and thoughtfully updated for modern mountain living. Privately set among the trees near the Mirror Lake area, the property spans approximately one acre across two lots and offers an uncommon blend of craftsmanship, flexibility, privacy, recreational access, and income-producing potential. Together, the residences provide approximately 4,500 square feet of interior living space, five bedrooms, five full baths, multiple flexible guest rooms and office spaces, two laundry/utility areas, four full-size refrigerators, and abundant indoor-outdoor living space. More than 2,000 square feet of decking includes a 400-square-foot cathedral-style screened porch, permanent seating areas, two fire pits, an outdoor stove, and peaceful spaces for gathering, dining, or relaxing beneath the tree canopy. The setting is both private and convenient, with winter mountain views, summer forest-canopy vistas, and more than 130 trees planted along the perimeter in 2020 to enhance the secluded feel. A private paved driveway provides access within a quiet enclave adjoining Mirror Lake, while nearby gravel roads, waterfalls, streams, hiking trails, Skyline Lodge, and downtown Highlands place the best of the Plateau close at hand. The primary residence underwent a comprehensive renovation in 2020 while preserving its original Adirondack camp character. Original wormy chestnut cabinetry and wood flooring remain, complemented by Bosch and Liebherr appliances, updated baths, a screened outdoor living area with electric screens, a metal roof, and replacement windows and doors throughout. Additional features include two wood-burning fireplaces, a gas river-rock fireplace, two garages with space for three vehicles, workshop areas, guest parking, high-speed internet service with fiber-optic availability, and a generator serving both homes. The second residence has been upgraded to strengthen rental appeal and has generated up to $60,000 annually in long & short-term rental income. Located outside the Town of Highlands limits, the property benefits from the absence of municipal rental restrictions, offering flexibility for personal use, guest accommodations, or investment income. With two distinct homes, refined updates, original craftsmanship, outdoor living, and proven rental performance, this is a truly distinctive Highlands property.

Highlights

Listed by Doug Treadwell , 828-482-2800 MOUNTAIN LIFE REAL ESTATE, LLC , 828-239-8814. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.97

Year Built

1974

County

Macon

Neighborhood

None

Listing ID

4395002

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Central Air,Zoned
Fireplaces:Family Room,Living Room,Other - See Remarks
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:4164
Below Ground Sq Ft:0
Other:Other - See Remarks,Has Fireplace,Master on Main
Other:Shared Well

Exterior Features

Lot:Cleared,Green Area,Private,Rolling Slope,Wooded
Zoning:R
Roof:Architectural Shingle
Others:Other - See Remarks
Sewer:Septic Installed
Parking Features:Circular Driveway,Driveway,Attached Garage,Garage Faces Front,Garage Faces Side,Keypad Entry,Other - See Remarks
Principal Interest
$15,202
Taxes
$1,881

Home Price

$2,950,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$590,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,201.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,201.96 $1,880.63 $0.00 $17,082.58
Yearly $182,423.49 $22,567.50 $0.00 $204,990.99
Total $5,472,704.63 $677,025.00 $0.00 $6,149,729.63

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Highlands, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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