Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

115 Pirate Cove Way, Hertford, NC 27944

House Description

Looking for an affordable waterfront retreat? Welcome to 115 Pirate Cove Way, a charming canal-front property offering quick and easy access to the Albemarle Sound. Conveniently located near the Holiday Island community boat ramp, this home is also just a short distance from the community pool, clubhouse, and waterfront access area. Designed for relaxation and recreation, this 3-bedroom, 1.5-bath home is an ideal weekend getaway or vacation retreat. Enjoy outdoor living on the spacious front deck, perfect for grilling and soaking up the sun, or unwind on the screened rear porch overlooking the peaceful canal. Situated just a few miles off Highway 17, this property offers a quiet country setting while remaining within easy driving distance of both Hampton Roads, Virginia and North Carolina's Outer Banks. Holiday Island adjoins Albemarle Plantation, where visitors can enjoy two public restaurants and an 18-hole Dan Maples-designed golf course. Non-members are welcome to schedule tee times and experience one of the area's premier golf destinations. Whether you're searching for a fishing retreat, boating getaway, or simply a relaxing place to escape, this affordable waterfront opportunity is ready for you to enjoy.

Highlights

Listed by Jake Forbes , 252-766-1600 United Country Forbes Realty & Auctions LLC , 252-426-1380. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.24

HOA Fee

36 Annually

Year Built

1976

County

Perquimans

Neighborhood

Holiday Island

Listing ID

100581547

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,129

Taxes

$140

HOA

$36

Home Price

$219,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$43,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,128.55

Principal

Taxes

HOA