Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

176 Quarter Horse Loop, Hertford, NC 27944

House Description

EXCITING UPDATE!! New price adjustment and the seller has elected to pay $5000 toward closing expenses on this like new, one level, custom built home in the desirable community of Albemarle Plantation. Walking up to the home the large, welcoming front porch is perfect for relaxing and enjoying the pleasant weather and abundance of wildlife in the area. Upon entering, you will be amazed at how open the space feels. Cathedral ceilings and a gas fireplace surrounded by built in cabinetry add to the serenity of this lovely space. The large formal dining area adjacent to the living room easily allows for ten or more family members and guests. The kitchen and breakfast nook area have recently been completely redesigned and boast Bosch stainless steel appliances, granite counters, and beautiful antique white cabinetry. This light and bright kitchen is perfection and would be a delight to any chef. Just off from the kitchen you will find a large laundry room with new Maytag washer and dryer, pantry and tons of storage space. Also, a half bath conveniently located near the laundry room and a 2.5 car oversized garage. The primary bedroom suite includes an updated spa bath, with a soaking tub, new well designed tile shower and a huge his and her closet. This bedroom offers direct access through French doors to a three-season screened porch and stamped concrete patio. Two additional bedrooms and an updated guest bath complete the well-designed one level space. Some of the additional updates and features include new HVAC in 2025, luxury vinyl plank flooring throughout, custom plantation shutters, and new chandelier lighting in the dining room and kitchen nook. This incredible home offers so much and is located in the prestigious waterfront community of Albemarle Plantation. With amenities including 18-hole Dan Maples designed golf course, 160 slip deep water marina, community pool, two on-site restaurants, Bocce, Tennis and Pickleball courts, community center with meeting rooms and a workout facility, dog parks and many social opportunities and clubs. Give me a call today to see this beautiful like new home and learn more about all that the AP community offers

Highlights

Listed by Karen Walker , 804-761-2600 and Gail Brady , 804-761-2600 AP Realty Company, LLC , 252-426-4653. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.53

HOA Fee

6586.8 Annually

Year Built

2013

County

Perquimans

Neighborhood

Albemarle Plantation

Listing ID

100567674

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet

Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Solid Surface,Bookcases,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$2,396

Taxes

$296

HOA

$6,587

Home Price

$465,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$93,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,396.24

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,396.24	$296.44	$6,586.80	$9,279.48
Yearly	$28,754.89	$3,557.25	$79,041.60	$111,353.74
Total	$862,646.66	$106,717.50	$2,371,248.00	$3,340,612.16