Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Scuppernong River Dr, Hertford, NC 27944

House Description

Gorgeous, golf course view, home in the desirable, gated community of Albemarle Plantation. This home has it all! Custom built, with many upgrades including a new 262 Sq' 4 season room overlooking the golf course, TREX decking, new HVAC and 2 mini-split units, and 2 new dehumidifiers with a new moisture barrier in the crawl space. There are so many updates in this beautiful property! It's absolutely ready for you to move in and start enjoying the many features. The well-planned design offer 3 bedrooms and 2.5 baths, both formal and casual dining areas, and a spacious kitchen that boasts granite countertops, and newer stainless-steel appliances. The kitchen is open to the living room area with a beautiful floor to ceiling stone fireplace. From there you enter the new heated and cooled four season room with views of the course and incredibly landscaped yard. There is a ton of storage space throughout the home for all your kitchen needs, holiday decorations and all the extras. Even more storage in the spacious 2.5 car garage. The finished room over the garage can easily be used for an extra bedroom or office/entertainment space. Give us a call today to schedule a tour of this beauty and learn more about the many amenities and great things the Albemarle Plantation community offers.

Highlights

Listed by Karen Walker , 804-761-2600 and Gail Brady , 804-761-2600 AP Realty Company, LLC , 252-426-4653. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.52

HOA Fee

3374.64 Annually

Year Built

2006

County

Perquimans

Neighborhood

Albemarle Plantation

Listing ID

100562658

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Built-In Microwave, Built-In Electric Oven, Washer, Self Cleaning Oven, Refrigerator, Humidifier, Dryer, Dishwasher, Cooktop

Air Cond:Central Air,Multi Units

Fireplaces:Gas Log

Floor:Carpet,Ceramic Tile,Hardwood

Other:Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:On Golf Course,Level,Corner Lot,Landscaped,Sprinklers in Front,Sprinklers in Rear,Fencing: None,Outside City Limits

Lot Dimensions:359', 148', 305',18'

Zoning:Residential

Roof:Architectural Shingle

Others:Irrigation System

Parking Features:Garage Faces Side,Concrete,Garage Door Opener,Off Street,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$3,272

Taxes

$405

HOA

$3,375

Home Price

$635,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$127,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,272.29

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,272.29	$404.81	$3,374.64	$7,051.74
Yearly	$39,267.43	$4,857.75	$40,495.68	$84,620.86
Total	$1,178,022.86	$145,732.50	$1,214,870.40	$2,538,625.76