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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3121 Cove Loop Rd , Hendersonville, NC 28739
$749,000
Est. Payment: $3,859.75/mo
4 Bed
4 Bath
3704 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This one owner home is located within the gated community of Cummings Cove Golf & Country Club, this spacious home offers the perfect combination of comfortable main-level living, flexible space, and resort-style amenities. A welcoming entry leads into the living room, the heart of the home—an open floor plan featuring beautiful wood floors, a floor-to-ceiling stone gas log fireplace, and abundant natural light with access to the deck that is great for BBQ, winter Mountain Views & beautiful sunsets. The spacious kitchen is designed for both everyday living and entertaining, offering generous countertop space, abundant cabinetry, pantry and stainless-steel appliances, including new appliances installed in 2024. The primary suite is a private retreat with direct access to a beautiful, screened porch that feels like a treehouse nestled among the trees. Attached to the suite is a large flex room ideal as a home office, craft room, exercise room, nursery, or additional bedroom. The primary bath features dual vanities, a jetted tub, custom shower, and walk-in closet. A split-bedroom floor plan provides privacy for guests and family. The laundry room has space for an elevator to be added & offers built-in cabinetry, utility sink, and room for a full-size washer and dryer, which convey with the home. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized two-car garage on the main level, plus a tandem garage in the lower level with its own separate driveway. The lower level offers exceptional flexibility and can function as a private apartment or guest suite, complete with a bedroom, full bath, full kitchen, gas log fireplace, covered deck, dog door, and dog run area. Additional lower level features include an office, workshop, tandem garage, dog wash area and ample storage space. Central vacuum services both levels of the home. New roof 2026. Cummings Cove is much more than a gated community—it's a vibrant lifestyle destination offering year-round activities, outstanding amenities, and a full social calendar. Golf membership is optional, with access to golf available 365 days a year. Residents enjoy: Heated pool and spa, Water aerobics, Fitness center with exercise classes, Tennis courts, Pickleball courts & classes, Bocce ball, Dog park, community garden, Numerous clubs and social activities plus on-site dining and clubhouse bar. Just beyond the gates, adventure and convenience are always close at hand. Explore the natural beauty of DuPont State Recreational Forest and Pisgah National Forest, both offering incredible hiking, waterfalls, and outdoor recreation. Within approximately 20 minutes, enjoy the shopping, dining, healthcare, festivals, and charm of Hendersonville and Brevard. Everyday conveniences including groceries, gas, and local dining are only minutes away in Etowah and Horseshoe. Asheville Regional Airport located approx. 20 minutes away. Whether you're seeking a full-time residence, mountain retreat, or multi-generational living opportunity, this home offers exceptional flexibility in one of Western North Carolina's premier gated communities.

Highlights

Listed by Michelle Oznick , 828-808-6942 Keller Williams Mtn Partners, LLC , 828-290-1000. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

265 Quarterly

Year Built

2001

County

Henderson

Neighborhood

Cummings Cove

Listing ID

4390382

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Ice Maker, Refrigerator, Washer, Washer/Dryer
Air Cond:Central Air,Electric
Fireplaces:Family Room,Gas,Gas Log,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2566
Below Ground Sq Ft:1138
Basement:Basement Garage Door,Basement Shop,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:Breakfast Bar,Central Vacuum,Entrance Foyer,Open Floorplan,Split Bedroom,Storage,Walk-In Closet(s),Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Sloped,Creek/Stream
Zoning:R2R
Roof:Architectural Shingle
Sewer:Private Sewer
Parking Features:Basement,Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Garage Shop
Principal Interest
$3,860
Taxes
$477
HOA
$265

Home Price

$749,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$149,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,859.75

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,859.75 $477.49 $265.00 $4,602.24
Yearly $46,317.01 $5,729.85 $3,180.00 $55,226.86
Total $1,389,510.43 $171,895.50 $95,400.00 $1,656,805.93

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Hendersonville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:58:06.000Z

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