Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

21 Lot 21c Ash Branch Cir, Hayesville, NC 28904

House Description

Beautiful corner lot located in Mountain Harbour is just what you have been looking for. This buildable lot is located in the prestigious Mountain Harbour Golf Community and offers two entry points to choose from when locating your driveway. Priced below taxable appraised value. You will find that it has a great building site with both views of the mountains and golf course plus a small stream at the back of the lot. Mountain Harbour enjoys an active community lifestyle with an 18 hole golf course, pool, fitness center and a magnificent Club House. Located a few minutes away from Lake Chatuge you can be on the water in minutes. Nearby, Historic Hayesville is a vibrant small town with wonderful restaurants, summer concerts on the square and local shopping. Atlanta & Chattanooga are within 2 hours driving distance. A must see!

Highlights

Listed by Beverly Koon , 828-360-2364 EXIT Realty Mtn View Prop. , 828-837-2288. Hive MLS mls logo

Property Type

Vacant Land

Lot/Acreage

0.95

HOA Fee

1700 Annually

County

Clay

Neighborhood

Mountain Harbour

Listing ID

98544075

Questions about this listing?

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Payment Breakdown

Principal Interest

$216

Taxes

$27

HOA

$1,700

Home Price

$42,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$8,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$216.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$216.43	$26.78	$1,700.00	$1,943.21
Yearly	$2,597.22	$321.30	$20,400.00	$23,318.52
Total	$77,916.47	$9,639.00	$612,000.00	$699,555.47

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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