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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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122 Oak Terrace , Hayesville, NC 28904
$982,222
Est. Payment: $5,061.59/mo
3 Bed
4 Bath
1654 Sqft
Status: active | Days on site: 30
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Commanding a premier position in the prestigious Chatuge Woods community of Hayesville, NC, this exceptional turnkey mountain estate offers a rare blend of luxury, privacy, and breathtaking natural beauty. Spectacular views of Lake Chatuge, framed by the layered peaks of the Blue Ridge Mountains, create an unforgettable backdrop throughout the home. Located in historic Smackass Gap, this meticulously renovated 3-BD/3.5-BA residence captures spectacular, up-close views of Lake Chatuge from nearly every room, all framed by the layered peaks of the Blue Ridge Mountain vistas. From the moment you enter, the home's dramatic architecture and panoramic views command attention. Soaring ceilings, matte-black exposed beams, programmable smart LED lighting, rich engineered hardwood flooring, a stacked-stone gas fireplace, and expansive walls of glass create a seamless connection between the interior and the stunning landscape beyond. Throughout the home, the ever-changing lake views serve as a captivating focal point. Designed for both everyday living and sophisticated entertainment, the fully renovated kitchen features a striking leathered granite waterfall island with seating, premium quartz countertops, a copper farmhouse sink, custom wood cabinetry, microwave drawer, and high-end Samsung smart appliances, including an induction range, hands-free vent hood, and touchscreen refrigerator. A custom hospitality bar with dual beverage refrigerators and wine storage provides the perfect out-of-the-way space for hosting family and guests. The main-level owner's suite offers calming comfort, privacy, and breathtaking Lake & Mountain views. This spacious retreat features a large walk-in dressing room and a spa-bath with dual vanities, dramatic stone countertops, an oversized walk-in tiled shower, and a 2-person Jacuzzi with hydrotherapy jets, Wi-Fi connectivity, and ambient LED lighting. Downstairs, the thoughtfully designed lower level offers exceptional flexibility for guests, multi-generational living, or luxury rental opportunities. With two private exterior entrances and a split-bedroom layout centered around a convenient kitchenette, the space provides both privacy and functionality. One wing features a spacious family room w/an integrated Murphy bed and a designer bath with a freestanding soaking tub, while the opposite wing hosts a private guest suite with lake views, a generous walk-in closet, and an updated ensuite bath. This space provides privacy and the opportunity to mingle! Outdoor living is equally impressive. Expansive covered decks with newly installed cable rail systems maximize the panoramic lake and mountain views, while spacious patios below provide ideal settings for relaxation and entertaining. Professionally landscaped grounds feature mature hydrangeas, rhododendrons, mountain laurel, fruit trees, berry patches, a fenced garden, and a large, fenced backyard for easy pet access and freedom. Security features include a private automated gate w/keypad entry, and a six-camera Blink security system. Offered fully furnished just move right into this extraordinary mountain retreat. Explore the many attractions of the Blue Ridge Mountains including hiking the nearby Appalachian Trail, local Peacock Theater, Pickle Ball Courts, John C. Campbell Folk School, Harrah's Valley River Casino, and numerous local boutiques and restaurants. This home represents a rare opportunity to own one of Lake Chatuge's most captivating view properties, where luxury living and the timeless beauty of the Blue Ridge Mountains come together in perfect harmony.

Highlights

Listed by Big Frank Schuler , 828-837-0991 BIG Realty! , 828-837-6464. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
3.44

HOA Fee

1000 Annually

Year Built

2007

County

Clay

Neighborhood

Chatuge Woods

Listing ID

100582854

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Vented Exhaust Fan, Mini Refrigerator, Built-In Microwave, Built-In Electric Oven, Freezer, See Remarks, Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Electric Range
Air Cond:Central Air,Zoned,Ceiling Fan(s),Heat Pump
Fireplaces:Gas Log
Floor:LVT/LVP,Tile,Hardwood
Basement:Finished,Full,Walk-Out Access
Other:Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Mud Room,Solid Surface,Whirlpool,Bookcases,Kitchen Island,2nd Kitchen,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Wet Bar,Basement,Blinds/Shades,Built-in Features,Dry Bar,Eat-in Kitchen,Gas Log,Walk-In Closet(s),See Remarks
Other:Well,Private

Exterior Features

Lot:Wooded,Water Access Comm,Gentle Sloping,Irregular Lot,Landscaped,Rolling Slope,Secluded,Sloped,Fencing: Back Yard,Fencing: Vinyl,Fencing: Wood,Fencing: Fenced,Outside City Limits
Lot Dimensions:BL Agmt. Bk 242/Pg 172; Survey Bk 6/144- attached
Garage Capacity:2
Zoning:Residential
Roof:Metal
Others:Garden,See Remarks
Parking Features:Workshop in Garage,Garage Faces Front,Parking Lot,Attached,Additional Parking,Gravel,Garage Door Opener,Lighted,Off Street,On Site,Tandem,Basement,Garage,Storage,Has Garage
Principal Interest
$5,062
Taxes
$626
HOA
$1,000

Home Price

$982,222

Loan Details

30 yrs
6.683%

Down Payment

20%
$196,444
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,061.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,061.59 $626.17 $1,000.00 $6,687.76
Yearly $60,739.11 $7,514.00 $12,000.00 $80,253.10
Total $1,822,173.18 $225,419.95 $360,000.00 $2,407,593.13

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Hayesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T17:48:09.000Z

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