Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

128 Manor Drive A & B, Hayesville, NC 28904

House Description

Seller Finance Available with 25% down payment. At 8% for 20-30 years with 10 year balloon. Rare DUPLEX investment or multi-generational opportunity in Hayesville's highly desirable Chatuge Village. This versatile duplex features two independent units, each offering 2 bedrooms, 1 bathroom, a functional kitchen with no appliances, finished Den/Sunroom with good views in both units, and a comfortable living room. Mini Split Heat Pumps are in place. Area for stack washer & Dryer available. Both porches can have year around lake views with room for outdoor cooking. It is the perfect setup for an income-producing rental, a mother-in-law suite, or a live-in property to offset your mortgage. The home features a durable metal roof and sits in a quiet, established neighborhood with community lake access. Take in the mountain vistas from the spacious decks--or trim a few branches to open up spectacular, year-round wide views of Lake Chatuge. An unfinished basement provides massive potential for storage, a workshop, or future finished square footage. Priced right to allow for the cosmetic updates and TLC needed to maximize its value, this property balances a prime location with endless upside. Enjoy being just minutes from downtown Hayesville's shopping, dining, public boat ramps, and hiking trails. Schedule your tour today and bring your vision!

Highlights

Listed by Big Frank Schuler , 828-837-0991 BIG Realty! , 828-837-6464. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.32

HOA Fee

Annually

Year Built

1977

County

Clay

Neighborhood

Chatuge Village

Listing ID

100585513

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,335

Taxes

$165

HOA

Home Price

$259,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$51,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,334.68

Principal

Taxes