Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3129 Gavin Ln, Harrisburg, NC 28075

House Description

Welcome to this exceptional home in one of Harrisburg’s most desirable 55+ communities—where luxury, comfort, and low-maintenance living blend seamlessly together. Featuring the highly sought-after Almaden floor plan, this beautifully upgraded home offers an open-concept design ideal for both entertaining and everyday living, while the resort-style backyard steals the show with a heated in ground saltwater pool, custom putting green, covered patio, and fully fenced yard designed for relaxing and enjoying every season. At the heart of the home is the stunning chef’s kitchen, showcasing crisp white cabinetry, stainless steel appliances, a 5-burner 36” gas cooktop, elegant quartz countertops, and a spacious island accented with custom wood detailing. The kitchen flows effortlessly into the dining and family rooms, where abundant natural light, luxury vinyl plank flooring, and thoughtful finishes create a warm and inviting atmosphere. The spacious owner’s suite serves as a private retreat, highlighted by a decorative accent wall and a spa-inspired en-suite bath complete with quartz countertops and a walk-in tile shower. Two additional guest bedrooms offer comfortable and versatile spaces perfect for visiting family and friends, while the secondary bathroom also features upgraded quartz countertops for a cohesive upscale feel throughout the home. Step outside to your private backyard oasis featuring a heated inground saltwater pool with convenient WiFi controls, a custom 14’ x 22’ putting green, a covered patio with ceiling fan, and beautifully designed outdoor living spaces perfect for morning coffee, afternoons by the pool, or evenings entertaining guests. To make your move even easier, the washer, dryer, stainless steel refrigerator, and pool equipment convey with an acceptable offer—making this home truly move-in ready. Best of all, landscaping is included in the HOA dues, allowing you to spend less time on maintenance and more time enjoying the lifestyle you deserve. Don’t miss this rare opportunity to own a beautifully upgraded home with resort-style outdoor living in the heart of Harrisburg!

Highlights

Listed by Maggie Laskowski , 704-651-3405 Keller Williams Lake Norman , 704-892-5518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

242 Monthly

Year Built

2024

County

Cabarrus

Neighborhood

Encore at Harmony

Listing ID

4384638

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator, Wall Oven

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile,Vinyl

Above Ground Sq Ft:1876

Below Ground Sq Ft:0

Other:Breakfast Bar,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Master on Main

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$2,675

Taxes

$331

HOA

$242

Home Price

$519,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,674.51

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,674.51	$330.86	$242.00	$3,247.38
Yearly	$32,094.17	$3,970.35	$2,904.00	$38,968.52
Total	$962,824.98	$119,110.50	$87,120.00	$1,169,055.48