Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

510 Lot#510 N Horsepen Rd, Harrells, NC 28444

House Description

Build Your Dream Waterfront Retreat on Horsepen Lake!Discover a rare opportunity to own a beautiful waterfront homesite in the highly sought-after gated community of Bay Tree Lakes. This approximately 0.36-acre lot offers direct frontage on scenic Horsepen Lake, providing breathtaking water views and the perfect setting for your custom-built dream home.Bring your own builder and create the lake lifestyle you've always imagined. Nestled among mature trees, this property offers the ideal blend of privacy, natural beauty, and waterfront living. Whether you enjoy fishing, kayaking, boating, paddleboarding, or simply relaxing by the water, this homesite offers endless possibilities.Bay Tree Lakes is known for its resort-style amenities, including a community pool, clubhouse, playground, basketball court, tennis courts, community docks, and common recreation areas. Residents enjoy the security of a gated community while being surrounded by the peaceful beauty of Eastern North Carolina's lakes and woodlands.Whether you're looking to build a primary residence, vacation retreat, or investment property, this exceptional waterfront lot offers the opportunity to enjoy lake living at its finest.Don't miss your chance to own a slice of paradise on Horsepen Lake and start building the lifestyle you've been dreaming of!

Highlights

Listed by SANDRA C SMITH , 910-549-8215 DREAM REALTY , 910-740-1739. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Vacant Land

Lot/Acreage

0.36

County

Bladen

Neighborhood

Baytree Lakes

Listing ID

LP764098

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$459

Taxes

$57

Home Price

$89,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$17,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$458.64

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$458.64	$56.74	$0.00	$515.37
Yearly	$5,503.62	$680.85	$0.00	$6,184.47
Total	$165,108.72	$20,425.50	$0.00	$185,534.22

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Questions about this listing?

Today's Rates

Never Miss a Property

Market Insights

Schools

Neighborhood

Current Listings

Average Price

Average Days on Market

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Questions about this listing?

Today's Rates

Never Miss a Property

Market Insights

Schools

Neighborhood

Current Listings

Average Price

Average Days on Market

Get Pre-qualified

Receive Listing Alerts

Pick a Timeframe

Your information

Are you buying or selling a home?

When are you planning on buying a new home?

Are you pre-approved for a mortgage?

Would you like to schedule a consultation now?

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

When are you planning on selling your home?

Would you like to schedule a consultation or see your home value?

Confirm Password