Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

57 Kildee Dr, Harrells, NC 28444

House Description

Great opportunity to acquire fantastic waterfront permanent residence to enjoy year round or savor as a fun family vacation home. Two parcels combined totalling .83 acres are included in this sale on the beautiful corner of Kildee Drive and Bay Tree Drive in Phase 1 of Bay Tree Lakes. Both parcels have separate waterfront amenities: canal pier, dock, shed, boat stall. The location is within easy walking distance to community pool, clubhouse, tennis courts, playground, beach, cabana and boat ramps and lifts to access over 1,800 acres of the two fresh water lakes and an ingenious system of canals! Built in 1991, the 3-bedroom, 2-bath home features a large, welcoming front porch, cozy, free-standing gas logs fireplace, inviting open space family room and dining area, upstairs bonus bunk room and outside, a multipurpoase shed for all your tools, riding lawnmower and golf cart. There is so much more to love in Bay Tree Lakes by owning your very own home with expansive adjacent lot on Kildee Drive.

Highlights

Listed by Lee W Hauser , 910-846-2500 Hauser Real Estate , 910-846-2500. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.83

HOA Fee

720 Annually

Year Built

1991

County

Bladen

Neighborhood

Bay Tree Lakes

Listing ID

100473563

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Vented Exhaust Fan, Electric Oven, Refrigerator, Dishwasher, Convection Oven

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Ceiling Fan(s),Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Open Lot,Level,Corner Lot,Boat Slip,Boat Dock,Boat Lift,Bulkhead,Deeded Waterfront,Pier,Second Row,Water Access Comm,Water Depth 4+,Canal Front,Fencing: None,Outside City Limits

Lot Dimensions:166 by 214 Irregular, Combined

Garage Capacity:0

Zoning:Rural

Roof:Architectural Shingle

Parking Features:Additional Parking,See Remarks,Off Street,On Site,Unpaved

Payment Calculator

Payment Breakdown

Principal Interest

$2,216

Taxes

$274

HOA

$720

Home Price

$430,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$86,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,215.88

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,215.88	$274.13	$720.00	$3,210.00
Yearly	$26,590.54	$3,289.50	$8,640.00	$38,520.04
Total	$797,716.27	$98,685.00	$259,200.00	$1,155,601.27