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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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41 S Horsepen Rd , Harrells, NC 28444
$1,099,000
Est. Payment: $5,663.37/mo
5 Bed
5 Bath
4110 Sqft
Status: active | Days on site: 292
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this extraordinary custom-built waterfront home on an acre, offering 4110 square feet of thoughtfully designed living space. Situated on the tranquil shores of Horsepen Lake within the prestigious, gated Bay Tree Lakes community, this residence combines timeless craftsmanship, luxury finishes, and exceptional functionality. The home showcases quality construction with ceiling heights of 10 feet on the main level and 9 feet upstairs. The floor plan includes 5 bedrooms and 4.5 baths, highlighted by a custom-built twin/dual bunk system in the fifth bedroom—perfect for maximizing space and comfort. The gourmet appeal of this home is matched by its practical amenities, including a spacious 3-car garage with cabinets, Corian countertops a sink, and a third stall equipped with an in-floor drain. Additional interior features include spray foam insulation throughout the walls, floors, and ceilings for energy efficiency, a whole-house water filtration system, and meticulously planned storage and closet space. Outdoor living is elevated with a screened-in porch, expansive back patio, private seawall, and dock with lighting, offering endless opportunities for boating, fishing, or simply enjoying the serenity of the lake. Professional landscaping with front-yard lighting enhances both curb appeal and nighttime ambiance. Every element of this property has been designed with comfort, durability, and elegance in mind. This home is a true showcase of craftsmanship and luxury, offering every detail one could desire in a lakefront retreat. Don't miss the opportunity to make it yours. *Several photos are virtually staged*

Highlights

Listed by The Smith Group , 910-679-8047 and Kyle Smith , 910-859-0898 Landmark Sotheby's International Realty , 910-679-8047. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
1

HOA Fee

720 Annually

Year Built

2016

County

Bladen

Neighborhood

Bay Tree Lakes

Listing ID

100531527

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Trash Compactor, Mini Refrigerator, Electric Cooktop, Built-In Electric Oven, Refrigerator, Dishwasher
Air Cond:Central Air
Fireplaces:
Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Boat Dock,Fencing: None,Outside City Limits
Lot Dimensions:irregular
Garage Capacity:3
Zoning:Residential
Roof:Architectural Shingle
Parking Features:Gravel,Off Street,On Site,Has Garage
Principal Interest
$5,663
Taxes
$701
HOA
$720

Home Price

$1,099,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,663.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,663.37 $700.61 $720.00 $7,083.99
Yearly $67,960.48 $8,407.35 $8,640.00 $85,007.83
Total $2,038,814.37 $252,220.50 $259,200.00 $2,550,234.87

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Harrells, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:50:36.000Z

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