Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

36 Hawk Dr, Harrells, NC 28444

House Description

Waterfront at Bay Tree Lakes! This beautiful gated community is where you'll find a fully furnished lake house that sleeps 12! Even the kayaks and golf cart stay. There are two floating docks for your jet skis too! From the minute you step through the front door, you'll be amazed at the water view. The kitchen and bathrooms have been updated. Pretty tile floors in the main living area are perfect for lake life! A covered dock invites you to relax and enjoy the breeze. Step out the back door and hop on your boat for fishing, tubing or just cruising the canals and lake. Kayakers will love it! There is a community pool, tennis / pickleball court, basketball court, fitness room, playground, two boat ramps, walking paths and an abundance of water fowl and wild life. Monthly dues are only $60. Conveniently located just 25 minutes from historic Elizabethtown, 1 hour from Wilmington, 1 hour from Fayetteville and only 35 minutes to Clinton. Find us on line and discover all that Bay Tree Lakes has to offer.

Highlights

Listed by Phyllis M Kimrey , 910-262-7358 Herbert A. Kimrey Real Estate LLC , 910-262-7358. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.51

HOA Fee

720 Annually

Year Built

1992

County

Bladen

Neighborhood

Bay Tree Lakes

Listing ID

100581929

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Electric Oven, Electric Cooktop, Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Dishwasher

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:Carpet,Tile

Other:Master Downstairs,Kitchen Island,Ceiling Fan(s),Furnished,Blinds/Shades

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$2,576

Taxes

$319

HOA

$720

Home Price

$499,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.09	$318.69	$720.00	$3,614.77
Yearly	$30,913.05	$3,824.24	$8,640.00	$43,377.29
Total	$927,391.54	$114,727.05	$259,200.00	$1,301,318.59