Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

304 Gull Rd, Hampstead, NC 28443

House Description

Buyer incentives available up to $50K with acceptable offer. Contact listing agent for details. Tucked away on a quiet cul-de-sac in Hampstead, this stunning creek front home offers the perfect blend of tranquility and coastal living. Enjoy direct access to a deep creek (12''-15'' at low tide), that leads to the Intracoastal waterway, and a 60 ft newly decked floating dock. Over 4,000 sq ft of thoughtfully designed space to capture natural light, maximize views, and plenty of room to store all your toys, both inside and out. New exterior Oleo lighting, whole-home generator, and newer AC (2024) give you extra peace of mind. Low HOA ($50/year), deeded boat ramp access, and optional golf, pool, and tennis membership make this one of the best waterfront values on the market.

Highlights

Listed by Eddie Brock , 910-612-6336 Carolina One Properties Inc. , 910-679-6565. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.83

HOA Fee

50 Annually

Year Built

1991

County

Pender

Neighborhood

Olde Point

Listing ID

100569224

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:6
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:2

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Hardwood

Other:Walk-in Closet(s),High Ceilings,Solid Surface,Whole-Home Generator,Ceiling Fan(s),Basement,Blinds/Shades,Built-in Features,Eat-in Kitchen,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Cul-De-Sac,Boat Slip,Boat Dock,Bulkhead,Deeded Water Access,Deeded Water Rights,Deeded Waterfront,Landscaped,Sprinklers in Front,Fencing: Metal/Ornamental,Fencing: Back Yard,Outside City Limits

Lot Dimensions:Irregular

Garage Capacity:3

Zoning:PD

Roof:Architectural Shingle

Others:Thermal Doors

Parking Features:Concrete,Off Street,On Site,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$8,240

Taxes

$1,019

HOA

$50

Home Price

$1,599,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$319,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$8,239.98

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$8,239.98	$1,019.36	$50.00	$9,309.34
Yearly	$98,879.71	$12,232.35	$600.00	$111,712.06
Total	$2,966,391.42	$366,970.50	$18,000.00	$3,351,361.92