Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

356 Knollwood Dr, Hampstead, NC 28443

House Description

This country home offers the peace of mind today's buyers are looking for, where privacy and outdoor living come together on a spacious .70 acre homesite in the desirable Cross Creek community and Topsail School District. This well maintained ranch with a finished bonus room features 3 bedrooms, 2 bathrooms, and nearly 2,300 square feet of versatile living space. Inside, you'll find fresh paint, recessed lighting, curved archways, a huge great room with a cozy gas fireplace, and a well-appointed kitchen with granite countertops, tile backsplash, stainless steel appliances, and ample cabinetry, including added storage in the laundry room. The primary suite includes a walk-in closet, dual vanities, a soaking tub, and a separate walk-in shower, while the upstairs bonus room offers flexible space for a home office, media room, or guest retreat. Step outside to a fenced backyard shaded by mature trees and enjoy the large tiled screened porch with ceiling fans, perfect for relaxing year-round. Additional features include a side-entry two-car garage, outdoor storage shed, and a new HVAC in the bonus room. 2-10 home warranty offers worry free and peace of mind going forward. Conveniently located minutes from I-40, Topsail Island beaches, Wilmington, Jacksonville, Camp Lejeune, shopping, and dining, this move-in-ready home combines space, comfort, and location.

Highlights

Listed by Sandy V Thornton , 910-352-3526 Berkshire Hathaway HomeServices Carolina Premier Properties , 910-270-3606. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.75

HOA Fee

300 Annually

Year Built

2006

County

Pender

Neighborhood

Cross Creek

Listing ID

100591300

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Refrigerator, Dishwasher, Electric Range

Air Cond:Heat Pump

Fireplaces:

Floor:Carpet,Tile,Wood

Other:Walk-in Closet(s),Vaulted Ceiling(s),Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,318

Taxes

$287

HOA

$300

Home Price

$449,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$89,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,318.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,318.43	$286.81	$300.00	$2,905.24
Yearly	$27,821.13	$3,441.74	$3,600.00	$34,862.86
Total	$834,633.83	$103,252.05	$108,000.00	$1,045,885.88