Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

114 Lands End Ct, Hampstead, NC 28443

House Description

*Owner open to lease-to-own agreement* Don't miss this beautiful 3-bedroom home on 3 acres with a large kitchen island and bonus room. Nestled on a quiet cul-de-sac in the sought-after Topsail school district this home offers over 2,100 sq. ft. of versatile living space. The thoughtfully designed layout includes a spacious bonus room with its own full bath, ideal for guests or a home office. At the heart of the home, the large kitchen island opens to the living area, creating a perfect space for entertaining. The primary suite features a walk-in closet, dual sinks, and a walk-in tile shower for a spa-like retreat. Step outside to enjoy a screened porch, extended deck, fenced backyard, and two utility sheds all backing up to a peaceful wooded setting. Additional highlights include a brand new roof, reverse osmosis water system for clean drinking water, wiring for whole house generator, 6.5ft high encapsulated crawl space, a two-car garage with a wide driveway for extra parking, fresh paint and other thoughtful updates throughout. Just a short drive to Wilmington and Topsail Beach, this home blends comfort, convenience, and location in one exceptional package. **Some photos add AI furnishings and decor**

Highlights

Listed by Doug Ruhl , 610-703-2486 Keller Williams Innovate-Wilmington , 910-777-2200. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

HOA Fee

220 Annually

Year Built

2008

County

Pender

Neighborhood

Cross Creek

Listing ID

100528146

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Range, Dryer, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP

Other:Master Downstairs,Walk-in Closet(s),Generator Plug,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,345

Taxes

$290

HOA

$220

Home Price

$455,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$91,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,344.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,344.71	$290.06	$220.00	$2,854.77
Yearly	$28,136.50	$3,480.75	$2,640.00	$34,257.25
Total	$844,095.12	$104,422.50	$79,200.00	$1,027,717.62