Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Currant Ln, Hampstead, NC 28443

House Description

With 4 bedrooms, 3.5 baths, a huge bonus room & incredible Intracoastal Waterway access, this well-maintained home truly has it all! Residents of Bent Tree enjoy highly sought-after access to the Middle Point boat ramp & gorgeous pier with gazebo on the ICWW, making it easy to launch your boat, kayak or paddleboard or just simply relax & fish while soaking in the sun & water views. Tucked away on a cul-de-sac & surrounded by mature landscaping, this property offers exceptional outdoor living with a welcoming rocking chair front porch, screened-in back porch, pergola & dedicated outdoor grilling area. Inside, the first-floor primary suite features abundant natural light & a spa-like bath. Additional highlights include a 2-year-old roof, encapsulated crawlspace with a new dehumidifier, arched doorways, gas fireplace, formal dining, laundry room, 2-car garage & a well-appointed kitchen with pantry. As an added bonus, all the fun & amenities of Kiwanis Park are just across the street, golf courses are nearby & the beautiful beaches of Topsail Island are just a short drive away.

Highlights

Listed by Christopher W Spivey , 910-279-1138 Keller Williams Innovate-Wilmington , 910-777-2200. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.43

HOA Fee

600 Annually

Year Built

2005

County

Pender

Neighborhood

Bent Tree

Listing ID

100584595

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Water Softener, Range, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Entrance Foyer,Ceiling Fan(s),Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$2,937

Taxes

$363

HOA

$600

Home Price

$569,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$113,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,936.81

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,936.81	$363.31	$600.00	$3,900.12
Yearly	$35,241.74	$4,359.74	$7,200.00	$46,801.48
Total	$1,057,252.33	$130,792.05	$216,000.00	$1,404,044.38