Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

263 Baird Point Rd, Grantsboro, NC 28529

House Description

Coastal Living Without Compromise...Elevated, Private, and Minutes to New Bern. NEW CONSTRUCTION WITH HOME WARRANTY, INCLUDING APPLIANCES. Welcome to Baird Creek Point, one of the area's most sought after waterfront communities....where expansive lots and direct access to the Neuse River and ICW define a truly elevated lifestyle. This newly constructed pond frontage 3 bedroom home offers thoughtfully designed living space, with each bedroom featuring its' own en suite bath....perfect for comfort, privacy, and hosting guests. A convenient powder room adds additional functionality for everyday living. Set on approximately 1.8 acres, the property delivers a rare combination of space and seclusion, surrounded by the natural beauty of coastal North Carolina. With an elevation exceeding 20 feet, enjoy peace of mind and freedom from flood concerns-an increasingly valuable feature in waterfront communities. Boating enthusiasts will appreciate the option to purchase a deeded boat slip in our then slip marina providing easy navigation to the Neuse River, the ICW and beyond. Located just 22 minutes from New Bern and 10-12 minutes to shopping and dining in Grantsboro, this home offers the perfect balance of coastal living and everyday convenience. Whether you are looking for a primary residence or a coastal retreat, this property delivers space, security and lifestyle in one exceptional package.

Highlights

Listed by Ralph M Harvey , 855-456-4945 ListWithFreedom.com , 855-456-4945. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.88

HOA Fee

390 Annually

Year Built

2026

County

Pamlico

Neighborhood

Baird Creek Point

Listing ID

100563669

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,984

Taxes

$369

HOA

$390

Home Price

$579,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$115,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,983.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,983.71	$369.11	$390.00	$3,742.82
Yearly	$35,804.47	$4,429.35	$4,680.00	$44,913.82
Total	$1,074,134.23	$132,880.50	$140,400.00	$1,347,414.73