Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

523 Valentine Ct, Graham, NC 27253

House Description

New construction by Stanley Martin Homes just minutes south of I 85/40, offering quick access for commuting to the RTP and Triad. The highly sought after Cameron floorplan delivers 2,240 sq ft with three bedrooms upstairs and 2.5 baths, perfectly designed for modern living. A flexible front dining room easily serves as a home office or formal entertaining space. At the center of the home, the kitchen shines with 42" cabinets, quartz countertops, a large island with bar seating, pantry, and stainless steel appliances—ideal for entertaining and everyday life. The open great room features a cozy fireplace and abundant natural light from flanking windows. Upstairs, the spacious primary suite includes a private bath with 5 foot shower and garden tub, double vanity, and walk in closet. Smart design, prime location, and exceptional value—this one checks all the boxes. Make your appointment today so you don't miss out! Photos are similar to and color/options may vary.

Highlights

Listed by William E Sims , 336-864-6251 WINDSOR REAL ESTATE GROUP , 336-864-6251. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.29

HOA Fee

360 Annually

Year Built

2026

County

Alamance

Neighborhood

Valor Ridge

Listing ID

10179439

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Water Heater, Free-Standing Electric Range, Ice Maker, Microwave, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:Gas Log,Great Room

Floor:Carpet,Vinyl,Tile,Wood

Above Ground Sq Ft:2240

Below Ground Sq Ft:0

Other:Beamed Ceilings,Breakfast Bar,Chandelier,Coffered Ceiling(s),Crown Molding,Double Vanity,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Soaking Tub,Stone Counters,Walk-In Closet(s),Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,958

Taxes

$48

HOA

$360

Home Price

$379,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,958.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,958.17	$47.56	$360.00	$2,365.73
Yearly	$23,498.00	$570.77	$4,320.00	$28,388.77
Total	$704,940.01	$17,123.10	$129,600.00	$851,663.11