Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

3407 Ratchford Dr , Gastonia, NC 28056
$364,999
Est. Payment: $1,880.91/mo
3 Bed
3 Bath
2036 Sqft
Status: active | Days on site: 69
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Welcome to this beautifully updated 3-bedroom, 2.5-bath home with a finished basement, nestled on a private lot of nearly an acre in Gastonia. Thoughtfully updated and move-in ready, this home offers flexible living spaces, major system improvements, and a convenient location close to everything. The spacious kitchen features stainless steel appliances, abundant cabinetry, and plenty of room for cooking, gathering, and entertaining. The primary suite provides a comfortable retreat with an updated ensuite bathroom showcasing a walk-in shower. Downstairs, the finished basement offers exceptional versatility with a large second living area that could easily serve as a recreation room, media room, or potential fourth bedroom. An additional flex room is perfect for a home office, gym, playroom, or hobby space. Enjoy added peace of mind with major improvements already completed, including a new roof (2025), newer HVAC system, and septic system installed in 2023. The basement also provides generous storage space rarely found in homes at this price point. Step outside to enjoy the privacy and space of the expansive backyard. With nearly an acre, there's plenty of room for entertaining, gardening, pets, or simply relaxing and enjoying the peaceful surroundings. Conveniently located with easy access to Gastonia, Belmont, Lake Wylie, and the Charlotte metro area, you'll enjoy nearby shopping, dining, and everyday conveniences while remaining close to outdoor recreation, including Crowders Mountain State Park, parks, hiking trails, and lake access. If you've been searching for a home that offers space, flexibility, major updates, and a large private lot in a convenient location, this one is a must-see.

Highlights

Listed by Rikki Surratt , 980-214-8810 RE/MAX Executive , 803-578-7989. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.89

Year Built

1947

County

Gaston

Neighborhood

None

Listing ID

4385064

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Oven
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Vinyl
Above Ground Sq Ft:1292
Below Ground Sq Ft:744
Basement:Finished
Other:Master on Main
Other:Well

Exterior Features

Lot:Open Lot,Wooded
Zoning:R-1
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$1,881
Taxes
$233

Home Price

$364,999

Loan Details

30 yrs
6.683%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,880.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,880.91 $232.69 $0.00 $2,113.60
Yearly $22,570.98 $2,792.24 $0.00 $25,363.22
Total $677,129.40 $83,767.27 $0.00 $760,896.67

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Gastonia, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS