Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

464 Laurel Chase Dr, Garner, NC 27529

House Description

The Club Collection offers new three-story townhomes. Amenities include an onsite saltwater pool, cabana, tot lot and open green spaces. Homeowners enjoy an unbeatable location with easy access to shopping centers and parks, as well as major highways. Three minutes away is I-540 E, while US-70 and I-40 are nine minutes away for quick commutes. Ideal for healthcare professionals, this community is within walking distance to the brand-new Garner VA Clinic and just four miles from the upcoming WakeMed hospital. The first level of this three-story townhome is occupied by a secondary bedroom suite, ideal for overnight guests, household members that need privacy or a home office. Upstairs, the Great Room, kitchen and dining area are arranged among a convenient and contemporary open floorplan that allows for effortless flow between rooms. Two more bedrooms with attached private bathrooms are located on the top level, including the luxe owner's suite. All photos, virtual tours and colors are for representation only, not of actual home for sale.

Highlights

Listed by Derrick Spencer , 919-337-9420 Lennar Carolinas LLC , 919-337-9420. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.04

HOA Fee

190 Monthly

Year Built

2026

County

Wake

Neighborhood

The Overlook at Stoney Creek

Listing ID

10183160

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Water Heater, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Plumbed For Ice Maker

Air Cond:Zoned

Fireplaces:

Floor:Carpet,Combination,Vinyl,Tile,Wood

Above Ground Sq Ft:1858

Below Ground Sq Ft:0

Other:Bathtub Only,Bathtub/Shower Combination,Entrance Foyer,High Ceilings,Pantry,Quartz Counters,Shower Only,Smart Home,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,500

Taxes

$186

HOA

$190

Home Price

$290,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$58,198

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,499.53

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,499.53	$185.51	$190.00	$1,875.04
Yearly	$17,994.38	$2,226.07	$2,280.00	$22,500.45
Total	$539,831.29	$66,782.21	$68,400.00	$675,013.50