Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

204 Kerag Way, Garner, NC 27529

House Description

The Lola has a thoughtfully designed layout where spacious living meets style. The heart of the home is an open-concept main level where the living room flows naturally into a dining area and kitchen. A great space perfect for relaxed evenings at home or lively gatherings with the people you love. The kitchen rises to every occasion, offering ample counter space, a functional layout and a large central island with seating. Just off the living room, step outside to a generous patio, perfect for grilling. Upstairs, three well-appointed bedrooms provide the comfort space. The primary bedroom features a private ensuite bath with dual vanities and a walk-in shower. Two additional bedrooms share a full bath with a shower/tub combination, offering flexibility for family, guests or whatever life brings your way. Spacious. Stylish. Welcoming. [The Knoll at White Oak] [Lola]

Highlights

Listed by Ginny Baker , 919-605-0354 Fonville Morisey & Barefoot , 919-781-7074. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.05

HOA Fee

185 Monthly

Year Built

2026

County

Wake

Neighborhood

The Knoll at White Oak

Listing ID

10145167

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Electric Water Heater, Free-Standing Electric Range, Ice Maker, Microwave, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Central Air,Electric,Heat Pump

Fireplaces:

Floor:Vinyl,Wood

Above Ground Sq Ft:1826

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Chandelier,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Quartz Counters,Recessed Lighting,Smooth Ceilings,Stone Counters,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,850

Taxes

$229

HOA

$185

Home Price

$359,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,850.00

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,850.00	$228.86	$185.00	$2,263.86
Yearly	$22,200.01	$2,746.35	$2,220.00	$27,166.36
Total	$666,000.33	$82,390.50	$66,600.00	$814,990.83