Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

16 S Birch Creek Way, Garner, NC 27529

House Description

Welcome to easy living in The Harvest at Summerwind Plantation, one of Garner's most sought-after 55+ communities. This beautifully maintained townhome offers a first-floor primary suite, wide doorways, and an open layout designed for comfort and accessibility. A gas fireplace anchors the living area, with arched doorways and granite counters adding warmth and character. Thoughtfully updated throughout: new LVP flooring in the kitchen, dining, and living areas (2024), sheet vinyl in the bathrooms (2024), carpet in primary bedroom (2019), roof (2019), HVAC (2020), water heater (2021), and washer, dryer, Gas water heater (2021) and refrigerator (2019-do not convey). Upstairs, two additional bedrooms with tray ceilings offer flexibility for guests or a home office, and the semi-finished walk-in attic adds exceptional storage or room to expand. Dual handrails on both sides of the staircase for added ease and safety. One-car attached garage. Relax on the back patio with privacy trees creating a peaceful, screened backdrop. HOA covers exterior maintenance, lawn care, trash pickup, and a community pool — true lock-and-leave living. Low Johnston County taxes, minutes to White Oak Crossing shopping and dining, I-40, and downtown Raleigh. Move-in ready and waiting for its next chapter.

Highlights

Listed by Marti Hampton , and Maryam Mohseni , 919-539-1676 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.04

HOA Fee

185 Monthly

Year Built

2014

County

Johnston

Neighborhood

The Harvest at Summerwind Plantation

Listing ID

10173284

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,597

Taxes

$165

HOA

$185

Home Price

$310,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$62,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,597.49

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,597.49	$165.43	$185.00	$1,947.92
Yearly	$19,169.93	$1,985.13	$2,220.00	$23,375.06
Total	$575,097.77	$59,553.90	$66,600.00	$701,251.67