Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

100 Bonica Creek Dr, Garner, NC 27529

House Description

Welcome to an exclusive luxury community in Garner, NC, where exceptional living meets everyday convenience, all just under 20 minutes from downtown Raleigh. Situated with direct access to Lake Benson Park, enjoy daily walks, scenic views, and tranquil outdoor living right in your backyard. This walkable community also places you steps from shopping, dining, and fitness centers, making it easy to stay connected and active. Each home is custom-built by Paragon Custom Homes, the official Southern Living Custom Builder for the Triangle. Known for their timeless craftsmanship, high-quality finishes, and attention to detail, Paragon also specializes in Adaptive Design, creating homes that are beautiful, functional, and accessible for all stages of life. Whether you select a thoughtfully designed floor plan or collaborate with Paragon to create a fully custom design, you'll have the freedom to choose your own finishes and features, ensuring your new home reflects your lifestyle and future needs. A rare opportunity to build a custom, accessible luxury home in a prime Garner location.

Highlights

Listed by Lindy Mauney , 919-673-5252 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.65

HOA Fee

520 Annually

Year Built

2026

County

Wake

Neighborhood

Rosemoor Place

Listing ID

10126679

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater

Air Cond:Ceiling Fan(s),Central Air,Dual,Electric,Gas,Heat Pump

Fireplaces:Family Room,Gas,Gas Log,Insert

Floor:Carpet,Ceramic Tile,Hardwood

Above Ground Sq Ft:3732

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Bookcases,Built-in Features,Ceiling Fan(s),Central Vacuum,Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Speed Internet,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Walk-In Closet(s),Walk-In Shower,Water Closet,Wired for Sound,Bonus Room

Other:Public

Exterior Features

Lot:Back Yard,Cleared,Corner Lot,Front Yard,Sprinklers In Front,Sprinklers In Rear

Roof:Shingle

Others:Smart Irrigation,Smart Light(s),Deck,Front Porch,Porch,Rear Porch,Screened

Sewer:Public Sewer

Parking Features:Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side

Payment Calculator

Payment Breakdown

Principal Interest

$8,245

Taxes

$150

HOA

$520

Home Price

$1,600,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$320,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$8,245.13

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$8,245.13	$149.83	$520.00	$8,914.96
Yearly	$98,941.55	$1,798.00	$6,240.00	$106,979.55
Total	$2,968,246.58	$53,940.00	$187,200.00	$3,209,386.58