Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

439 White Oak Garden Way Unit 330, Garner, NC 27529

House Description

Versatility is the key in this home designed with today's lifestyle in mind! Dual flex spaces (one on each floor) make ideal home offices! Grand kitchen with triple windows overlooking the covered BACK PORCH offers massive center island, full overlay cabinetry, stylish picket tile backsplash, quartz tops and incredible walk-in pantry! Upstairs the LOFT separates the secondary bedrooms from the Primary Suite with Carrie Bradshaw approved walk-in wardrobe closet and dual vanity bath with 5' WALK IN TILE SHOWER with transom above! Laundry Room might need it's own ZIP code! Level homesite on CUL-DE-SAC! Easy sidewalk stroll to all the neighborhood FUN (pool, cabana, cornhole, playgrounds, dog park, trails and more)! TOP LOCATION serves up simple access to I-40, Hwy 70 and Future 540 putting the entire Triangle and beyond at your fingertips! Come see how convenient life can be at Wake County's Southern Gateway to the Triangle!

Highlights

Listed by Daniel Morrone , 919-455-7460 Clayton Properties Group INC , 919-303-8525. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

78.33 Monthly

Year Built

2026

County

Wake

Neighborhood

Renaissance at White Oak

Listing ID

10163020

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Range, Microwave, Stainless Steel Appliance(s)

Air Cond:Central Air,Electric

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2527

Below Ground Sq Ft:0

Other:Breakfast Bar,Double Vanity,Entrance Foyer,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,242

Taxes

$73

HOA

$78

Home Price

$435,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$87,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,241.64

Principal

Taxes

HOA