Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

41 Lockhaven Dr, Garner, NC 27529

House Description

PRICE IMPROVEMENT!! Stunning MOVE-IN-READY 4 bedroom 2.5 bathroom home. Fantastic location that is close to the highway, restaurants, White Oak shopping center and more! Covered rocking chair front porch. Large separate dining space. Spacious open family room with fireplace. Gourmet kitchen with a large island, quartz countertops, tile backsplash, gas cooktop with stainless steel vent hood, walk in pantry and fridge. Laminate flooring throughout main level. Large owners suite with ensuite bathroom offering a dual vanity with quartz countertops, tile shower with bench, tile surround soaking tub and walk in closet. 3 additional spacious bedrooms, jack and jill bathroom with granite finish out the 2nd floor. Screened porch, separate grilling patio and vinyl privacy fence are great for entertaining guests.

Highlights

Listed by Kristin Miller , 817-829-0330 RE/MAX SOUTHLAND REALTY II , 919-773-0991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.24

HOA Fee

345 Annually

Year Built

2019

County

Johnston

Neighborhood

Lockhaven at River Oaks

Listing ID

10165313

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Water Heater, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Vented Exhaust Fan, Oven

Air Cond:Central Air

Fireplaces:Family Room,Gas

Floor:Carpet,Laminate,Tile

Above Ground Sq Ft:2551

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Quartz Counters,Separate Shower,Smooth Ceilings,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,362

Taxes

$230

HOA

$345

Home Price

$458,400

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$91,680

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,362.23

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,362.23	$229.87	$345.00	$2,937.10
Yearly	$28,346.75	$2,758.44	$4,140.00	$35,245.19
Total	$850,402.64	$82,753.20	$124,200.00	$1,057,355.84