Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

416 Cedar Barn Ln, Garner, NC 27529

House Description

The Winstead Plan. One of the triangle's most popular plans, this home has incredible features. The 2 story foyer leads to gourmet kitchen overlooking open living and dining space. The guest retreat is privately tucked off the living room. Don't miss the HUGE walk in pantry and drop zone room behind kitchen! Second floor greets you with large loft leading to 2 secondary bedrooms and hall bath. The owners retreat is truly special Oversized room leading to luxury bath and the walk in closet of your dreams. The luxury owners bath has separate vanities, garden tub AND walk in shower. Fully furnished model home for Winstead is also on site in community! The Sterling Collection features larger single family homes in Golden Trace community. Nestled among wooded buffers in Garner, NC, Golden Trace is the newest community in a highly desirable location. Residents will enjoy access to top-tier amenities, including a saltwater pool with an inviting cabana, tot lot and scenic walking trails. Premier shopping and dining are just minutes away at White Oak Crossing, offering popular retailers, casual dining, movie theater and more! Commutes and travel are made effortless with quick access to I-540E, US-70 and I-40. Downtown Raleigh only 10 miles away and the popular Research Triangle Park only 25 miles away. All photos, virtual tours and colors are for representation only, not of actual home for sale; selections will vary.

Highlights

Listed by Derrick Spencer , 919-337-9420 Lennar Carolinas LLC , 919-337-9420. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.12

HOA Fee

146 Monthly

Year Built

2026

County

Wake

Neighborhood

Golden Trace

Listing ID

10171508

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2702

Below Ground Sq Ft:0

Other:High Ceilings,High Speed Internet,Quartz Counters,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,426

Taxes

$300

HOA

$146

Home Price

$470,810

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$94,162

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,426.18

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,426.18	$300.14	$146.00	$2,872.32
Yearly	$29,114.17	$3,601.70	$1,752.00	$34,467.87
Total	$873,425.11	$108,050.90	$52,560.00	$1,034,036.00