Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

Listing 100586914, Garner, NC 27529

House Description

Completely updated and move-in ready! This spacious 3-bedroom, 3-bath home offers over 2,600 square feet plus two versatile bonus rooms with closets, providing incredible flexibility for guest space, home offices, or hobby rooms. Nearly every inch of the home has been thoughtfully refreshed, including new luxury vinyl plank flooring throughout (2026), fresh interior paint, updated bathrooms, new lighting, and modern fixtures. Major system updates provide peace of mind with a new HVAC (2025), water heater (2022), upgraded electrical panel (2024), and a roof replaced in 2019 with GAF shingles. The kitchen comes complete with new LG refrigerator and range (2026), Bosch dishwasher (2025), and GE microwave (2025). Outdoor living shines with Trex front and rear decking, new porch railings, a fenced backyard, wired storage shed, two carports, greenhouse, cabin/playhouse, and beautifully maintained outdoor spaces. Additional features include a propane fireplace, smart thermostat, septic recently serviced (2025), transferable warranties on select improvements, and a detailed homeowner binder with receipts, manuals, and service records. This meticulously maintained home is truly turnkey and ready for its next owners!

Highlights

Listed by Aspyre Collective , 910-241-0404 and Carly Ogburn , 910-800-1916 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.65

HOA Fee

149 Annually

Year Built

2005

County

Johnston

Neighborhood

Boone Ridge

Listing ID

100586914

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,499

Taxes

$309

HOA

$149

Home Price

$485,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,499.30

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,499.30	$309.19	$149.00	$2,957.49
Yearly	$29,991.66	$3,710.25	$1,788.00	$35,489.91
Total	$899,749.74	$111,307.50	$53,640.00	$1,064,697.24