Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

164 Kipling Creek Dr, Fuquay Varina, NC 27526

House Description

This home is Under Construction. This Basement home features 6 bedrooms, 4.5 bathrooms across 3,681 square feet. At first sight you will be swept off your feet by the charming stone, vinyl exterior and the covered porch! Upon entering, you'll immediately notice the thoughtfully designed layout. First floor features an entry foyer, 9 ft smooth ceilings throughout the home and upgraded LVP flooring in the main living areas. You will adore the formal dining room with its trey ceiling, crown molding and wainscoting. Connecting to the modern kitchen featuring granite countertops, ceramic tile backsplash, kitchen island, upgraded stainless steel appliances and a window above the sink for bird watching.. Step across the cozy living area featuring an elegant gas fireplace, recessed lighting and ceiling fan to find the generous first floor primary bedroom. You will adore the trey ceilings, crown molding, recessed lighting, ceiling fan and walk in closet. The Primary bath is a step into luxury with its ceramic tile shower, garden tub for soaking after a long hard day, double vanities and a water closet. Exploring upstairs you will find 4 additional bedrooms with ample closet space, 2 full bathrooms, laundry room and a spacious bonus room. Downstairs you will find a bedroom, full bath, walk in closet and a recreational room. The home also features a finished two car garage with door opener and a captivating Covered deck and Patio for those serene North Carolina nights and spectacular views. NO CITY TAXES, County Water & Sewer and all this just 12 minutes from downtown Fuquay Varina! We do not sell to investors!

Highlights

Listed by Travis Ennis , 919-777-4947 Adams Homes Realty, Inc , 919-233-6747. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

325 Annually

Year Built

2026

County

Harnett

Neighborhood

The Preserve at Kipling Creek

Listing ID

10169559

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:6
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Oven, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s), Water Heater

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:Family Room,Gas,Gas Log

Floor:Carpet,Vinyl

Above Ground Sq Ft:2628

Below Ground Sq Ft:1053

Other:Bathtub Only,Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Recessed Lighting,Shower Only,Smooth Ceilings,Soaking Tub,Storage,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,728

Taxes

HOA

$325

Home Price

$529,300

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$105,860

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,727.59

Principal

Taxes

HOA