Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2213 Terri Creek Dr, Fuquay Varina, NC 27526

House Description

This stunningly attractive home is ready to welcome its next owners! The 5-BR home offers an open-concept layout anchored by a gourmet kitchen with quartz countertops, stainless steel appliances, and a gas cooktop range with hood. Hardwood floors on the main level and stairs along with custom trim and 9-foot ceilings on both the first and second floors add to the home's impressiveness. The main floor also includes a dedicated study/sunroom and a luxurious owner's suite complete with a private bath and walk-in closet and direct access to the main floor laundry room. Upstairs, four generously sized bedrooms offer flexibility to suit your needs — whether for family, guests, or a home office. With the neutral tones throughout, this home is warm and inviting — stylish enough for entertaining, yet comfortable for everyday living. Outside, you'll find white painted brick and fiber cement siding, a screened porch, and a finished 2-car garage with epoxy flooring and painted walls. The spacious backyard offers an extended patio plus plenty of room to run and play! Don't miss your opportunity to make this your new home!

Highlights

Listed by Millicent Williams , 919-625-8908 Coldwell Banker HPW , 919-847-6767. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.31

HOA Fee

300 Annually

Year Built

2023

County

Wake

Neighborhood

Forest Bluff Estates

Listing ID

10175133

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Free-Standing Refrigerator, Gas Cooktop, Ice Maker, Microwave, Oven, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air,Zoned

Fireplaces:Family Room,Gas

Floor:Carpet,Combination,Vinyl,Tile,Wood

Above Ground Sq Ft:3422

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Beamed Ceilings,Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Smart Thermostat,Smooth Ceilings,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Water Closet,Office

Other:Public

Exterior Features

Lot:Back Yard,Few Trees,Interior Lot,Landscaped,Level

Zoning:RMD

Roof:Shingle

Others:Awning(s),Barbecue,Outdoor Grill,Private Yard,Rain Gutters,Covered,Enclosed,Front Porch,Patio,Porch,Screened

Sewer:Public Sewer

Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Parking Pad

Payment Calculator

Payment Breakdown

Principal Interest

$4,200

Taxes

$607

HOA

$300

Home Price

$815,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$163,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,199.86

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,199.86	$607.25	$300.00	$5,107.11
Yearly	$50,398.35	$7,287.00	$3,600.00	$61,285.35
Total	$1,511,950.60	$218,610.00	$108,000.00	$1,838,560.60