Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

173 Hook Dr Lot 22, Fuquay Varina, NC 27526

House Description

Experience upscale living in the highly sought-after Cotton Farms subdivision, where this stunning custom-built Reese Construction home offers over 3,000 square feet of beautifully designed space. Featuring 3 bedrooms and 3.5 baths, rec room & study, this home combines timeless craftsmanship with modern comfort. The desirable first-floor primary suite provides a spacious retreat, complete with a luxurious ensuite bath offering a large walk-in shower and generous walk-in closet. The kitchen is a true culinary centerpiece with quartz countertops, custom cabinetry, a pantry, and a charming breakfast nook. Stainless steel appliances include a cooktop, built-in oven, microwave, and dishwasher--perfect for everyday living and entertaining. A private dining room showcases refined details, ideal for hosting memorable gatherings. The laundry room adds convenience with durable tile flooring. Step outside to the screened rear porch, creating a peaceful space to relax or entertain. Additional highlights include walk-in attic storage, an on-demand water heater, and a sealed crawlspace for added efficiency and peace of mind. Don't miss the opportunity to enjoy the epitome of refined living in this exceptional home. Preferred Lenders offering up to 3000 towards Buyer Closing Costs (conditions may apply).

Highlights

Listed by Rodney Carroll , 919-422-4162 and Charlene Koehl , 919-795-6339 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.58

HOA Fee

600 Annually

Year Built

2026

County

Harnett

Neighborhood

Cotton Farms

Listing ID

10162008

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Cooktop, Electric Oven, Gas Cooktop, Microwave, Stainless Steel Appliance(s), Tankless Water Heater

Air Cond:Central Air

Fireplaces:Family Room,Gas Log

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:3075

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Master Downstairs,Quartz Counters,Walk-In Closet(s),Walk-In Shower,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,813

Taxes

$42

HOA

$600

Home Price

$740,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$148,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,813.37

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,813.37	$42.50	$600.00	$4,455.87
Yearly	$45,760.47	$509.96	$7,200.00	$53,470.43
Total	$1,372,814.04	$15,298.80	$216,000.00	$1,604,112.84