Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3135 White Rail Dr, Fuquay Varina, NC 27526

House Description

Welcome to one of the most sought-after homes in Atwater Station by Baker Residential, where exceptional craftsmanship meets elevated design. This move-in ready 3-story end-unit townhome offers 2,550 sq. ft. of luxurious living space and truly lives like a single-family home with its rare private side entry, abundant natural light, and thoughtfully designed layout. This is not your typical townhome. The Pomona floorplan offers all of your main living areas on the first floor alongside a spacious 2-car garage, creating the comfort and convenience of single-family living. Upstairs, the second floor features generously sized bedrooms, while the massive third floor includes Bedroom 4 and a full bathroom--perfect for guests, a private retreat, bonus space, or home office. Designed for both everyday living and effortless entertaining, the gourmet kitchen sparkles with premium Bosch appliances including a gas cooktop, designer hood, built-in microwave, wall oven, dishwasher, and Bosch refrigerator. Enjoy upscale finishes throughout, a spacious balcony off of the primary bedroom, perfect for morning coffee or evening relaxation, and an oversized 20-foot driveway offering additional parking--an uncommon convenience in townhome living. Positioned on a premium homesite, this incredible end-unit combines privacy, style, and functionality in one exceptional opportunity. This home is ready for immediate move-in. Schedule your showing today!

Highlights

Listed by Jennifer Lynn Bynum , 919-434-9349 and Derek Coffey , 720-474-9463 Baker Residential , 984-275-2243. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.06

HOA Fee

150 Monthly

Year Built

2026

County

Wake

Neighborhood

Atwater

Listing ID

10168521

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Cooktop, Dishwasher, Disposal, Double Oven, Free-Standing Refrigerator, Gas Cooktop, Ice Maker, Microwave, Oven, Range Hood, Refrigerator, Tankless Water Heater

Air Cond:Electric

Fireplaces:

Floor:Carpet,Hardwood,Vinyl,Wood

Above Ground Sq Ft:2550

Below Ground Sq Ft:0

Other:Chandelier,Double Vanity,Kitchen Island,Open Floorplan,Quartz Counters,Recessed Lighting,Separate Shower,Smart Thermostat,Smooth Ceilings,Stone Counters,Storage,Tray Ceiling(s),Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,520

Taxes

$58

HOA

$150

Home Price

$489,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,519.92

Principal

Taxes

HOA