Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

90 Ashbrooke Falls Dr, Franklinton, NC 27525

House Description

*Parade of Homes* Experience timeless design and exceptional craftsmanship in this stunning custom home by award-winning builder Oak & Stone. Located in the desirable Reserve at Windsor, this thoughtfully designed residence offers 4 bedrooms, 3.5 baths, and luxurious finishes throughout. The heart of the home is a dramatic great room with soaring ceilings and abundant natural light, flowing effortlessly into the gourmet kitchen featuring a spacious island, scullery, and dining area designed for everyday living and effortless entertaining. An oversized sunroom and screened porch provide the perfect space to relax and enjoy outdoor living year-round. The main-level owner's suite is a private retreat with a spa-inspired bath and an expansive walk-in closet. Two additional first-floor bedrooms offer flexibility for family or guests. Upstairs, you'll find a fourth bedroom with a full bath, along with a spacious bonus room ideal for a media room, home gym, playroom, or additional living space. Additional highlights include a welcoming covered front porch, functional mudroom, dedicated laundry room, sealed crawlspace, epoxy-coated garage floor, and the superior craftsmanship and attention to detail that define every Oak & Stone home. With construction underway, there's still time to personalize select finishes and create a home that reflects your unique style. Discover the perfect blend of luxury, comfort, and custom craftsmanship in The Reserve at Windsor.

Highlights

Listed by Ashley Brook Roberts , 919-698-6702 and Dave Harney , 919-723-8370 Coldwell Banker Advantage , 919-562-2200. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.85

HOA Fee

1275 Annually

Year Built

2026

County

Franklin

Neighborhood

The Reserve at Windsor

Listing ID

10145691

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Double Oven, Microwave, Plumbed For Ice Maker, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump,Multi Units,Zoned

Fireplaces:

Floor:Laminate,Tile

Above Ground Sq Ft:4258

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Beamed Ceilings,Built-in Features,Pantry,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Double Vanity,High Ceilings,Kitchen Island,Open Floorplan,Master Downstairs,Quartz Counters,Separate Shower,Smooth Ceilings,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Office

Other:Private,Well

Payment Calculator

Payment Breakdown

Principal Interest

$7,678

Taxes

$75

HOA

$1,275

Home Price

$1,490,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$298,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$7,678.28

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$7,678.28	$75.00	$1,275.00	$9,028.28
Yearly	$92,139.32	$900.00	$15,300.00	$108,339.32
Total	$2,764,179.63	$27,000.00	$459,000.00	$3,250,179.63