Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

85 Ashbrooke Falls Dr, Franklinton, NC 27525

House Description

Custom ranch by multi-award-winning Oak & Stone Custom Homes on a private .73-acre pool-ready lot. This luxury residence offers four bedrooms and four full baths, including a first-floor owner's suite with a spa-inspired dream bath featuring a surround walk-in shower with wet room, freestanding tub, and expansive custom closet. Two additional first-floor bedrooms include ensuite baths and walk-in closets. The open, sun-filled layout showcases hardwood-style flooring throughout, a bright gourmet kitchen with a massive island, walk-in pantry/prep area, custom ceiling-height cabinetry, soft-close features, stainless appliances, gas range with pot filler, and farmhouse sink. Enjoy seamless living with an informal dining area, great room with custom gas fireplace and built-ins, dedicated office, and mudroom. Upstairs offers a spacious bonus/4th bedroom with full tiled bath and a large walk-in attic ready for future expansion. Outdoor living shines with a stately front porch, screened porch with fireplace, oversized three-car epoxy garage, and a beautifully private backyard. Custom details throughout--truly exceptional craftsmanship

Highlights

Listed by Dave Harney , 919-723-8370 and Casey Jolly , 919-761-3112 Coldwell Banker Advantage , 919-562-2200. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.74

HOA Fee

1275 Annually

Year Built

2026

County

Franklin

Neighborhood

The Reserve at Windsor

Listing ID

10135606

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Bar Fridge, Built-In Gas Oven, Convection Oven, Dishwasher, Double Oven, Ice Maker, Microwave, Plumbed For Ice Maker, Range Hood, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump,Multi Units,Zoned

Fireplaces:Gas Log,Great Room

Floor:Tile,Wood

Above Ground Sq Ft:3523

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Bathtub/Shower Combination,Beamed Ceilings,Bookcases,Breakfast Bar,Built-in Features,Pantry,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,In-Law Floorplan,Kitchen Island,Open Floorplan,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Soaking Tub,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room,Office

Other:Well

Exterior Features

Lot:Back Yard,Hardwood Trees,Landscaped,Many Trees,Wooded

Roof:Shingle

Others:In Parade of Homes,Private Yard,Rain Gutters,Covered,Front Porch,Patio,Porch,Rear Porch,Screened

Sewer:Septic Tank

Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side

Payment Calculator

Payment Breakdown

Principal Interest

$6,442

Taxes

$75

HOA

$1,275

Home Price

$1,250,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$250,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,441.51

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,441.51	$75.00	$1,275.00	$7,791.51
Yearly	$77,298.09	$900.00	$15,300.00	$93,498.09
Total	$2,318,942.64	$27,000.00	$459,000.00	$2,804,942.64