Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

40 Cowpens Ct, Franklinton, NC 27525

House Description

Welcome to this spacious and well-appointed home located in a desirable golf course community! Featuring a rare 3-car garage, 5 bedrooms, and a finished third floor, this home offers exceptional flexibility and room to grow. The main living areas showcase durable luxury vinyl plank flooring and an open-concept design perfect for everyday living and entertaining. The gourmet kitchen features granite countertops, custom cabinetry with crown molding, stainless steel appliances, a large center island with breakfast bar seating, and a walk-in pantry. The kitchen flows seamlessly into the bright and inviting Carolina Room. The family room offers a cozy gas log fireplace with a decorative mantel, while the formal dining room impresses with elegant coffered ceilings. The spacious owner's suite features a tray ceiling, plush carpeting, and a luxurious en-suite bath complete with tile flooring, dual quartz vanities, custom cabinetry, a soaking tub, tiled walk-in shower, and a large walk-in closet with custom shelving. The finished third floor provides incredible versatility with an additional bedroom, full bathroom, and bonus room—ideal for guests, a home office, or media room.

Highlights

Listed by Michael Ulrich , 919-802-7282 AMG Realty LLC , 919-809-2860. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.44

HOA Fee

222 Quarterly

Year Built

2022

County

Franklin

Neighborhood

Sutherland Station at Olde Liberty

Listing ID

10172914

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Double Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:3344

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Coffered Ceiling(s),Eat-in Kitchen,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Pantry,Smart Camera(s)/Recording,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,984

Taxes

$309

HOA

$222

Home Price

$579,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$115,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,983.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,983.71	$308.71	$222.00	$3,514.41
Yearly	$35,804.47	$3,704.46	$2,664.00	$42,172.93
Total	$1,074,134.23	$111,133.80	$79,920.00	$1,265,188.03