Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

220 Hardwood Dr, Franklinton, NC 27525

House Description

Newly landscaped and Move-in ready . This beautifully updated 3-bedroom ranch home in the desirable Stonefield subdivision of Franklinton offers the perfect blend of modern upgrades, privacy, and country charm. Situated on nearly an acre with NO HOA, this property delivers space and freedom. Step inside to discover brand-new luxury vinyl plank flooring throughout, fresh 2025 interior paint, and a stunning renovated kitchen featuring new soft close cabinetry, quartz countertops, and updated finishes designed for both everyday living and entertaining. All bathrooms have also been tastefully updated with modern cabinetry and quartz countertops for a cohesive, upscale feel. The spacious primary suite is a true retreat with vaulted ceilings, a large walk-in closet, dual vanities, a garden soaking tub, and separate stand-up shower. Gather around the cozy fireplace in the family room or host memorable dinners in the bright eat-in kitchen. Enjoy peaceful mornings on the wraparound rocking chair front porch and unwind in the evenings on the private back deck overlooking the expansive backyard. A 20x40 workshop/carport offers endless possibilities for hobbies, storage, vehicles, or a home business setup. Additional major improvements include a roof replaced in 2022 and an encapsulated crawlspace with dehumidifier for added efficiency and peace of mind. Conveniently located near Wake Forest and Youngsville, this updated ranch home combines modern comfort with quiet living . Washer, dryer and refrigerator convey making this home ready to make it yours. Recent upgrades as of 7/1/26 include grading, seeding, added landscaping, and bridge over new rock bed to your private firepit.

Highlights

Listed by Marti Hampton , and Barbara Gray Purtee , 919-760-9878 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.92

Year Built

2003

County

Franklin

Neighborhood

Stonefield

Listing ID

10174541

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Oven, Electric Range, Free-Standing Refrigerator, Plumbed For Ice Maker, Range Hood, Self Cleaning Oven, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:

Floor:Vinyl

Above Ground Sq Ft:1383

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Bathtub/Shower Combination,Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Kitchen/Dining Room Combination,Pantry,Master Downstairs,Quartz Counters,Separate Shower,Smooth Ceilings,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,649

Taxes

$142

Home Price

$320,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$64,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,649.03

Principal

Taxes