Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

30 Lemon Drop Ln, Franklinton, NC 27525

House Description

*Septic permit is for 4 bedrooms but lives like a 5 bedroom* Home is move in ready! $15k Flex Cash and closing costs (except prepaids) with use of preferred lender! Tucked away along a secluded no-access road, Ellington Estates features just 37 meticulously crafted homes, each set on a generously sized lot to provide ample space and serene surroundings. Experience the extraordinary allure and functionality of the 3040-floor plan by Adams Homes! Upon entry, a grand foyer welcomes you leading to a sophisticated formal dining room featuring a chair rail shadow box and coffered ceiling detail. The heart of the home lies in its seamlessly integrated kitchen and family room, creating a perfect hub for daily life and entertainment. Three versatile rooms offer ample space for living, working from home, or play. The kitchen dazzles with modern appliances, abundant cabinet storage, a pantry, and a central island that simplifies meal preparation. This home boasts a spacious master suite featuring a 5' ceramic tile shower with a double vanity and walk in closet that promises to satisfy your storage needs. Ascending to the second floor you find an additional bedroom and full bath, perfect for accommodating guests in style. A spacious bonus room that provides endless possibilities for customization crafted with Adams Homes' unwavering commitment to quality and meticulous attention to detail. Don't miss the chance to transform the 3040 floor plan into your ultimate dream home. $1,000 Builder deposit due at contract signing. Contact Hanan at 919.561.9429 to schedule a tour! Please confirm school assignment if important.

Highlights

Listed by Hanan Wail Jaber , 919-561-9429 and Merissa Jelonek , 910-599-6293 Adams Homes Realty- NC Inc , 984-232-7823. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.69

HOA Fee

250 Annually

Year Built

2026

County

Franklin

Neighborhood

Ellington Estates

Listing ID

10120169

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Range, Microwave, Range

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:

Floor:Carpet,Laminate,Vinyl

Above Ground Sq Ft:3040

Below Ground Sq Ft:0

Other:Beamed Ceilings,Ceiling Fan(s),Crown Molding,Kitchen Island,Recessed Lighting,Bonus Room

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,525

Taxes

$292

HOA

$250

Home Price

$489,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,524.56

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,524.56	$292.25	$250.00	$3,066.81
Yearly	$30,294.67	$3,507.00	$3,000.00	$36,801.67
Total	$908,840.00	$105,210.00	$90,000.00	$1,104,050.00